Method and apparatus for information exchange

A non-transitory, computer-readable medium storing one or more instructions executable by a computer system to perform operations comprising:

• acquiring, by a first device associated with a payer in an electronic payment, a first Digital Object Identifier (DOI), the first DOI including identity information associated with a second device associated with a payee in the electronic payment, the identity information associated with the second device comprising device information;
• in response to acquiring the first DOI, automatically extracting, by the first device, the identity information associated with the second device included in the first DOI;
• verifying, by the first device based on the identity information associated with the second device, that the second device is authorized to request the electronic payment;
• responsive to verifying that the second device is authorized to request the electronic payment, generating, by the first device, a second DOI based on the identity information associated with the second device associated with the payee extracted from the first DOI, the second DOI including the identity information associated with the second device associated with the payee, identity information associated with the first device configured to enable verification of the first device by the second device, and service information of the electronic payment;
• and
• displaying, by the first device, the second DOI on a display of the first device, wherein the displayed second DOI is configured to cause the second device associated with the payee to receive the electronic payment when the displayed second DOI is acquired by the second device and after verification of the identity information associated with the second device associated with the payee included in the second DOI, wherein verification of the identity information associated with the second device associated with the payee included in the second DOI comprises:
• transmitting, by the second device to a server device, the second DOI;
• determining, by the server device, whether the identity information associated with the second device included in the second DOI is consistent with identity information of the second device transmitting the second DOI to the server device;
• in response to determining that the identity information associated with the second device included in the second DOI is consistent with the identity information of the second device transmitting the second DOI, determining, by the server device, that the second device transmitting the second DOI is a legal object operated by the payee and processing, by the server device, the electronic payment, thereby the second device associated with the payee receives the electronic payment;
• and
• in response to determining that the identity information associated with the second device included in the second DOI is not consistent with the identity information of the second device transmitting the second DOI, determining, by the server device, that the second device transmitting the second DOI is operated by an illegal user that illegitimately obtains the second DOI generated by the payer and pretends to be the payee and refusing, by the server device, processing the electronic payment.

A computer-implemented system, comprising:

• one or more computers;
• and
• one or more computer memory devices interoperably coupled with the one or more computers and having tangible, non-transitory, machine-readable media storing one or more instructions that, when executed by the one or more computers, perform one or more operations comprising:
• acquiring, by a first device associated with a payer in an electronic payment, a first Digital Object Identifier (DOI), the first DOI including identity information associated with a second device associated with a payee in the electronic payment, the identity information associated with the second device comprising device information;
• in response to acquiring the first DOI, automatically extracting, by the first device, the identity information associated with the second device included in the first DOI;
• verifying, by the first device based on the identity information associated with the second device, that the second device is authorized to request the electronic payment;
• responsive to verifying that the second device is authorized to request the electronic payment, generating, by the first device, a second DOI based on the identity information associated with the second device associated with the payee extracted from the first DOI, the second DOI including the identity information associated with the second device associated with the payee, identity information associated with the first device configured to enable verification of the first device by the second device, and service information of the electronic payment;
• and
• displaying, by the first device, the second DOI on a display of the first device, wherein the displayed second DOI is configured to cause the second device associated with the payee to receive the electronic payment when the displayed second DOI is acquired by the second device and after verification of the identity information associated with the second device associated with the payee included in the second DOI, wherein verification of the identity information associated with the second device associated with the payee included in the second DOI comprises:
• transmitting, by the second device to a server device, the second DOI;
• determining, by the server device, whether the identity information associated with the second device included in the second DOI is consistent with identity information of the second device transmitting the second DOI to the server device;
• in response to determining that the identity information associated with the second device included in the second DOI is consistent with the identity information of the second device transmitting the second DOI, determining, by the server device, that the second device transmitting the second DOI is a legal object operated by the payee and processing, by the server device, the electronic payment, thereby the second device associated with the payee receives the electronic payment;
• and
• in response to determining that the identity information associated with the second device included in the second DOI is not consistent with the identity information of the second device transmitting the second DOI, determining, by the server device, that the second device transmitting the second DOI is operated by an illegal user that illegitimately obtains the second DOI generated by the payer and pretends to be the payee and refusing, by the server device, processing the electronic payment.