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US 11,379,795 B2Granted
Automated data discovery with aggregated authentication
AssigneeVisa International Service Association
InventorsAshish Vinod Kankaria, Sunny Raj Rathod, Naman Bansal
Life of this patent
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Abstract
A method that can allow for aggregated authentication and authorization of future actions is disclosed. The method may aggregate authentication and authorization based at least in part on automatically and periodically scanning data at a client computer. The client computer can display an aggregated set of deadlines and prompt the user operating the client computer to approve of further actions. Once approved, the client computer can transmit a single authentication message to a service computer in order to initiate a plurality of actions.
Claims20
A method comprising:
- receiving, by a client computer, a plurality of messages associated with a plurality of resource providers including a plurality of dates;
- automatically and periodically scanning, by the client computer, the plurality of messages associated with the plurality of resource providers at predetermined times;
- identifying a set of messages from the plurality of messages, for which actions may be performed, that are within a predetermined time range;
- aggregating deadlines for the identified set of messages that are associated with the plurality of resource providers;
- prompting, by the client computer, a user of the client computer to determine if actions are to be performed with respect to services associated with the identified set of messages in the plurality of messages;
- receiving, by the client computer, an authentication credential from the user in response to the prompting;
- and
- transmitting, by the client computer, an authentication message to a server computer, wherein the server computer initiates the actions with respect to services associated with the set of messages, wherein the server computer initiates actions with respect to the services by generating and submitting authorization request messages to one or more authorization computers, or wherein the server computer initiates actions with respect to the services by generating and submitting transaction initiation messages to a plurality of resource provider computers associated with the plurality of resource providers.
5 more elements
A client computer comprising:
- a memory configured to store computer-executable instructions;
- and
- a processor in communication with the memory configured to execute the computer-executable instructions to at least:
- receive a plurality of messages associated with a plurality of resource providers including a plurality of dates;
- automatically and periodically scan, by the client computer, the plurality of messages associated with the plurality of resource providers at predetermined times;
- identifying a set of messages from the plurality of messages, for which actions may be performed, that are within a predetermined time range;
- aggregating deadlines for the identified set of messages that are associated with the plurality of resource providers;
- prompt a user of the client computer to determine if actions are to be performed with respect to services associated with the identified set of messages in the plurality of messages;
- receive an authentication credential from the user in response to the prompting;
- and
- transmit an authentication message to a server computer, wherein the server computer initiates the actions with respect to services associated with the set of messages, wherein the server computer initiates actions with respect to the services by generating and submitting authorization request messages to one or more authorization computers, or by generating and submitting transaction initiation messages to a plurality of resource provider computers associated with the plurality of resource providers.
8 more elements
A method comprising:
- receiving, by a server computer, an authentication message from a client computer, the authentication message either including an authentication credential or an authentication result of the authentication credential by the client computer;
- and
- initiating, by the server computer, actions with respect to services associated with a set of messages associated with a plurality of resource providers, the set of messages having dates within a predetermined range, the set of messages being within a plurality of messages that was previously transmitted by a plurality of resource provider computers to the client computer, wherein deadlines for the set messages is aggregated in order to determine that the actions are to be performed with respect to the services associated with the set of messages,
- wherein the server computer initiates actions with respect to the services by generating and submitting authorization request messages to one or more authorization computers, or by generating and submitting transaction initiation messages to the plurality of resource provider computers associated with the plurality of resource providers.
1 more element
Dependencies are inferred from the claim text.