# US 11,308,475 B2 · Systems and methods for tone to token telecommunications platform

> Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt

- Number: US 11,308,475 B2
- Document ID: US11308475B2
- Status: Granted
- Kind: B2
- Application number: 16/843,154
- Filed: 2020-04-08
- Published: 2020-07-23
- Granted: 2022-04-19
- Earliest claimed: 2016-12-15
- Assignees: Worldpay, LLC
- Applicants: Worldpay, LLC
- Inventors: Brant Peterson
- Web page: https://patentgrep.com/patent/US11308475B2

## CPC

- G06Q 20/305: {using wired telephone networks}
- G06Q 20/16: Payments settled via telecommunication systems
- G06Q 20/24: Credit schemes, i.e. "pay after"
- G06Q 20/3272: {using an audio code}
- G06Q 20/34: using cards, e.g. integrated circuit [IC] cards or magnetic cards
- H04M 7/1295: {Details of dual tone multiple frequency signalling}
- H04M 2203/1058: Shopping and product ordering
- H04Q 2213/13405: Dual frequency signaling, DTMF
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- H04M: TELEPHONIC COMMUNICATION (circuits for controlling other apparatus via a telephone cable and not involving telephone switching apparatus G08)
- H04Q: SELECTING (switches, relays, selectors H01H; wireless communication networks H04W)

## Abstract

Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.

## Claims

### Claim 1

A method for generating a token corresponding to sensitive data, the method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via an interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.

### Claim 2 (depends on 1)

The method of claim 1, wherein the received sensitive data corresponds to cardholder data.

### Claim 3 (depends on 1)

The method of claim 1, wherein the first token is valid for a predetermined period of time.

### Claim 4 (depends on 1)

The method of claim 1, further comprising:
prompting processing of a payment or transaction using the second token.

### Claim 5 (depends on 1)

The method of claim 1, wherein the second token is used for transactions including returns or price adjustments.

### Claim 6 (depends on 1)

The method of claim 1, further comprising:
prompting suppression of sensitive data recording by the merchant system.

### Claim 7 (depends on 1)

The method of claim 1, further comprising:
generating or prompting a display corresponding to the received sensitive data.

### Claim 8

A system for generating a token corresponding to sensitive data, the system comprising:
a data storage device storing instructions for generating a token corresponding to sensitive data, the sensitive data generated by an interactive voice response system; and
a processor configured to execute the instructions to perform a method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via the interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.

### Claim 9 (depends on 8)

The system of claim 8, wherein the received sensitive data corresponds to cardholder data.

### Claim 10 (depends on 8)

The system of claim 8, wherein the first token applies to one specific transaction.

### Claim 11 (depends on 8)

The system of claim 8, wherein the processor is further configured for:
prompting processing of a payment or transaction using the high-value token.

### Claim 12 (depends on 8)

The system of claim 8, wherein the token is used for transactions including returns or price adjustments.

### Claim 13 (depends on 8)

The system of claim 8, wherein the processor is further configured for:
prompting suppression of sensitive data recording by the merchant system.

### Claim 14 (depends on 8)

The system of claim 8, wherein the processor is further configured for:
generating or prompting a display corresponding to the received sensitive data.

### Claim 15

A non-transitory computer-readable medium storing instructions that, when executed by a transaction processor, cause the transaction processor to perform a method for generating a token corresponding to sensitive data, the method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via an interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.

### Claim 16 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the received sensitive data corresponds to cardholder data.

### Claim 17 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the first token applies to a specific transaction.

### Claim 18 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the second token is used for transactions including returns or price adjustments.

### Claim 19 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the transaction processor is further configured for:
prompting suppression of sensitive data recording by the merchant system.

### Claim 20 (depends on 15)

The non-transitory computer-readable medium of claim 15, wherein the transaction processor is further configured for:
generating or prompting a display corresponding to the received sensitive data.
