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US 11,240,234 B2Granted
Methods and systems for providing online verification and security
AssigneeOptimum Ld LLC
InventorsHemanshu Nigam, Michael Lang, James Drolshagen
Life of this patent
Estimating the term…
Abstract
The methods and systems are designed to utilize an integrated combination of just in time, just in place, and just on device actions connected to an image recognition process to reduce or remove the risk of a User utilizing fake or stolen credentials in order to get verified.
Claims14
A method for providing a secured system, comprising;
- generating an image of a face of a user at first location with a device comprising a clock and a GPS;
- tagging the image with GPS coordinates of the first location;
- tagging the image with a time and a date of the generating of the image;
- tagging the image with a device identification data of the device generating the image of the face
- generating a reference image of the user at a second location;
- tagging the reference image of the user with GPS coordinates of the second location;
- tagging the reference image of the user with a time and date of the generating of the reference image of the user;
- tagging the reference image of the user with the device identification data of the device generating the reference image of the user;
- comparing the image of the face and the reference image of the user;
- determining the likelihood that the image of the face and reference image of the user are substantially the same;
- determining if the GPS coordinates of the first location and the GPS coordinates of the second location are substantially the same;
- determining if the time and date of the generating the image of the face and the time and date of the generating the reference are within a defined time window;
- determining if the device identification data of the device generating the image of the face and the device identification data of the device generating the reference image of the user are the same;
- generating an authorization key, if the image of the face and the reference image of the user are substantially the same, if the GPS coordinates of the first location and the GPS coordinates of the second location are substantially the same, if the time and date of the generating the image of the face and the time and date of the generating the reference image of the user are within the defined time window, and if the device identification data of the device generating the image of face and the device identification data of the device generating the reference image of the user are the same;
- receiving and storing an initial secondary identifier after the generating the authorization key;
- requesting user to input a secondary identifier at a later time;
- receiving the secondary identifier from the user;
- comparing the secondary identifier to the initial secondary identifier;
- determining if the secondary identifier and the initial secondary identifier are substantially the same;
- and
- renew the authorization key if the secondary identifier and the initial secondary identifier are substantially the same
- wherein the initial secondary identifier is the reference image of the user and secondary identifier is an image of the user's face captured by the device.
19 more elements
A system for secured transactions over a network, the system comprising:
- an app downloadable to a device comprising a camera, a GPS locator, a network interface, and a user interface, the app comprises:
- a process to initiate a user to take and capture a picture of a user's face with the camera;
- a process to capture a first set of GPS coordinates, a first device identification data, and a first time and date of the picture of the user's face;
- a process to initiate the user to take and capture a picture of an identification card with the camera;
- a process to capture a second set of GPS coordinates, a first second device identification data, and a second time and date of the picture of the identification card;
- a process to send data comprising at least one of the picture of the user's face, the picture of the identification card, the first set of GPS coordinates, the second set of GPS coordinates, the first time and date of the picture of the user's face, the second time and date of the picture of the identification card, the first device identification data and the second device dentification data to a location on the network;
- and
- a process to receive and communicate information;
- a verification engine on a server at the location on the network, the verification engine comprising:
- an input configured to receive the data from the app;
- an image comparison algorithm configured to compare the picture of the user's face, the picture of the identification card, then determine the likelihood that the user and a person in the picture of the identification card are substantially the same;
- a location comparison algorithm configured to determine if the first set of GPS coordinates and the second set of GPS coordinates are substantially the same;
- and
- a time comparison algorithm configured to determine if the first time and date of the picture of the user's face and the second time and date of the picture of the identification card are substantially the same;
- and
- a device identification comparison algorithm configured to determine if the first device identification data and the second device identification data are the same;
- a verification token configured to allow the user access to at least one restricted site, the verification token configured to be sent to the app if the user and a person in the picture of the identification card are substantially the same, if the first set of GPS coordinates and the second set of GPS coordinates are substantially the same, if the first time and date of the picture of the user's face, the second time and date of the picture of the identification card are substantially the same;
- and if the first device identification data and the second device identification data are the same;
- a secondary verification system configured to:
- receive and store an initial secondary identifier at a first time;
- receive a second secondary identifier at a second time;
- compare the second secondary identifier to the initial secondary identifier;
- determine if the second secondary identifier and the initial secondary identifier are substantially the same;
- and
- renew the verification token if the second secondary identifier and the initial secondary identifier are substantially the same,
- wherein the initial secondary identifier is the reference image of the user and secondary identifier is an image of the user's face captured by the device.
23 more elements
Dependencies are inferred from the claim text.