Systems and methods for provisioning biometric image templates to devices for use in user authentication

A system for use in provisioning a biometric image template to a device, the system comprising:

• a payment card device having a memory, a radio-frequency identification (RFID) wireless network interface, and a processor coupled to the memory and the RFID wireless network interface, wherein the payment card device is specific to a user, wherein the payment card device is without a biometric image template of the user in the memory, and wherein the processor is configured to:
• authenticate a personal communication device of the user, based on a certificate associated with the personal communication device;
• transmit, to the personal communication device, via the RFID wireless network interface, a certificate associated with the payment card device, whereby the personal communication device authenticates the payment card device based on the transmitted certificate;
• receive, from the personal communication device via the RFID wireless network interface, a biometric image of the user from the personal communication device;
• and
• in response to authentication of the personal communication device and the payment card device, store the biometric image of the user received from the personal communication device, via the RFID wireless network interface, as the biometric image template of the user in the memory of the payment card device, apart from an interaction with an issuer of the payment card device, whereby the user may be subsequently authenticated by the payment card device based on a subsequent biometric image of the user matching the biometric image template stored in the memory.