Systems and methods for user authentication based on multiple devices

A method of authenticating a user, comprising

• receiving, by one or more hardware processors, an authentication request for authenticating the user for accessing a user account via a user device;
• determining, by the one or more hardware processors, a risk level associated with the request;
• selecting, by the one or more hardware processors from a plurality of security keys associated with the user account, a security key based on the risk level of the authentication request, wherein the security key is divided into a plurality of parts distributed among a plurality of electronic devices associated with the user, wherein the security key requires at least a prerequisite number of parts from the plurality of parts to be reconstructed;
• determining, by the one or more hardware processors from a plurality of profiles associated with the user account, a particular profile based on a location of the user device, wherein the particular profile specifies a first subset of the plurality of electronic devices;
• selecting, by the one or more hardware processors from the first subset of the plurality of electronic devices, two or more electronic devices for authenticating the user;
• causing, by the one or more hardware processors, the user device to electronically connect to the two or more electronic devices;
• retrieving, by the one or more hardware processors from the two or more electronic devices, parts of the security key distributed to the two or more electronic devices and (ii) updated device configurations associated with the two or more electronic devices;
• reconstructing, by the one or more hardware processors, the security key based on the retrieved parts of the security key;
• authenticating, by the one or more hardware processors, the user for accessing the user account based on the reconstructed security key;
• and
• re-distributing, by the one or more hardware processors, the plurality of parts of the security key to at least a second subset of the plurality of electronic devices based on the updated device configurations associated with the two or more electronic devices.

A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

• receiving, from a user device, an authentication request for authenticating a user for accessing a user account, wherein the user account is associated with a security key that is divided into a plurality of parts distributed among a plurality of electronic devices associated with the user;
• determining, from a plurality of profiles associated with the user account, a particular profile based on a location of the user device, wherein the particular profile specifies a first subset of the plurality of electronic devices;
• selecting, from the first subset of the plurality of electronic devices, two or more electronic devices for authenticating the user;
• causing the user device to electronically connect to the two or more electronic devices;
• retrieving, from the two or more electronic devices, (i) parts of the security key distributed to the two or more electronic devices and (ii) updated device configurations associated with the two or more electronic devices;
• reconstructing the security key based on the received parts of the security key, wherein the parts of the security key received from the two or more electronic devices is less than the plurality of parts;
• authenticating the user for accessing the user account based on the reconstructed security key;
• and
• re-distributing the plurality of parts of the security key to at least a second subset of the plurality of electronic devices based on the updated device configurations associated with the two or more electronic devices.