Methods and systems for facilitating e-commerce payments

A non-transitory computer readable storage medium comprising instructions that, when executed by at least one processor, cause a computer system to:

• receive, by one or more first server computing devices executing a network application and from a computing device of a user of the network application, a facilitator engagement request comprising a user identification of the user and an identification of a commerce application;
• provide, from one or more first server computing devices executing the network application and to the computing device, an engagement response that presents an option to complete a transaction utilizing the network application within a graphical user interface of the computing device;
• receive, by the one or more first server computing devices executing the network application, a client-side call from the computing device of the user of the network application to a graph application programming interface (“API”) that seeks payment information for a request comprising the user identification;
• map, by the one or more first server computing devices executing the network application, the user identification of the request to a profile of the user of the network application;
• generate, by the one or more first server computing devices executing the network application, an encrypted payment token based on a payment authentication number associated with the profile of the user;
• provide, from the one or more first server computing devices executing the network application, the encrypted payment token to one or more second server computing devices supporting a commerce application, wherein the encrypted payment token references a full payment card number of a payment card stored in the profile of the user while providing the one or more second server computing devices with a placeholder card number label that displays a payment card number that is different from the full payment card number;
• in response to providing the encrypted payment token, receive, from the one or more second server computing devices supporting the commerce application, a charge request;
• and
• in response to receiving the charge request, send, by the one or more first server computing devices executing the network application, the encrypted payment token to one or more third server computing devices that processes the encrypted payment token by a payment network associated with the commerce application.

A system comprising:

• at least one processor;
• at least one non-transitory computer readable medium comprising instructions that, when executed by the at least one processor, cause the system to:
• receive, by one or more first server computing devices executing a network application and from a computing device of a user of the network application, a facilitator engagement request comprising a user identification of the user and an identification of a commerce application;
• provide, from one or more first server computing devices executing the network application and to the computing device, an engagement response that presents an option to complete a transaction utilizing the network application within a graphical user interface of the computing device;
• receive, by the one or more first server computing devices executing the network application, a client-side call from the computing device of the user of the network application to a graph application programming interface (“API”) that seeks payment information for a request comprising the user identification;
• map, by the one or more first server computing devices executing the network application, the user identification of the request to a profile of the user of the network application;
• generate, by the one or more first server computing devices executing the network application, an encrypted payment token based on a payment authentication number associated with the profile of the user;
• provide, from the one or more first server computing devices executing the network application, the encrypted payment token to one or more second server computing devices supporting a commerce application, wherein the encrypted payment token references a full payment card number of a payment card stored in the profile of the user while providing the one or more second server computing devices with a placeholder card number label that displays a payment card number that is different from the full payment card number;
• in response to providing the encrypted payment token, receive, from the one or more second server computing devices supporting the commerce application, a charge request;
• and
• in response to receiving the charge request, send, by the one or more first server computing devices executing the network application, the encrypted payment token to one or more third server computing devices that processes the encrypted payment token by a payment network associated with the commerce application.