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US 11,238,454 B2Granted
Biometric data verification method and system using mobile devices
OwnerSeon Gwan Leeinventor
Life of this patent
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Abstract
The present invention relates to a financial payment method using biometric information, in which biometric information of an individual collected in a mobile device of an affiliated member is transmitted to a mobile device of the individual to allow the biometric information to be authenticated in the mobile device of the individual, and after the authentication of the biometric information, a substitute key that corresponds to a card password preset by the individual is inputted, and a financial payment is requested based on the payment content.
Claims18
A processor-implemented method of authenticating a content of an operation requested by a second user at a first mobile device of a first user, the method comprising:
- sensing, by a sensor provided in the first mobile device of the first user, one or more pieces of biometric information of the second user;
- identifying, by the first mobile device and using an input from the second user, a second mobile device of the second user to which the sensed biometric information is to be transmitted;
- encrypting, by the first mobile device, the sensed biometric information using a predetermined encryption-decryption scheme;
- transmitting, by the first mobile device, the encrypted sensed biometric information to the second mobile device that is identified by the second user;
- receiving, by the first mobile device, verification information from the second mobile device, wherein the verification information is a verification result generated by the second mobile device, and the verification information indicates whether the sensed biometric information, being encrypted and transmitted by the first mobile device, is verified by the second mobile device to match biometric information of the second user that is pre-stored in the second mobile device;
- and authenticating, by the first mobile device, the content of the requested operation using the verification information without exposing personal information of the second user to outside of the second mobile device of the second user, in response to the sensed biometric information of the second user that is encrypted and transmitted by the first mobile device being verified to match the biometric information of the second user that is pre-stored in the second mobile device, wherein the encrypted sensed biometric information is sensed information of a part of the second user's body and does not have personal information of the second user for an enhanced security.
3 more elements
A processor-implemented method of performing an operation, requested by a second user from a first mobile device, at a second mobile device identified by the second user, the method comprising:
- receiving, by the second mobile device, encrypted biometric information of the second user from the first mobile device of a first user;
- decrypting the encrypted biometric information in a predetermined encryption-decryption scheme;
- identifying the second mobile device, using data obtained from an input of the second user through the first mobile device;
- verifying, by the second mobile device, whether the decrypted biometric information that is received from the first mobile device matches biometric information of the second user that is pre-stored in the second mobile device;
- receiving, by the second mobile device, a content of the requested operation from the first mobile device, in response to the decrypted biometric information that is received from the first mobile device being verified to match the biometric information of the second user that is pre-stored in the second mobile device;
- and performing, by the second mobile device, the requested operation in a method that is selected based on a priority preset by the second user with regard to the content of the requested operation by using personal information of the second user, in response to the decrypted biometric information that is received from the first mobile device being verified to match the biometric information of the second user that is pre-stored in the second mobile device, wherein the decrypted biometric information, being received from the first mobile device, is sensed information of a part of the purchaser's body and does not have the personal information of the second user for an enhanced security.
3 more elements
A device for authenticating a content of an operation requested by a second user at the device of a first user, the device comprising:
- a sensor configured to sense one or more pieces of biometric information of the second user;
- a user interface that acquires an input from the second user for identifying a second mobile device to which the sensed biometric information of the second user is to be transmitted;
- a processor configured to encrypt the sensed biometric information using a predetermined encryption-decryption scheme;
- a transmitter configured to transmit the encrypted biometric information to the second mobile device that is identified using the input from the second user;
- a receiver configured to receive verification information from the second mobile device in response to the transmission, wherein the verification information is a verification result generated by the second mobile device, and the verification information indicates whether the encrypted biometric information, that is transmitted by the transmitter, is verified by the second mobile device to match biometric information of the second user that is pre-stored in the purchaser mobile device;
- and the processor configured to authenticate a content of the requested operation using the verification information without exposing personal information of the second user to outside of the second mobile device of the second user, in response to the encrypted biometric information of the purchaser that is transmitted by the transmitter being verified to match the biometric information of the second user that is pre-stored in the purchaser mobile device, wherein the encrypted biometric information is sensed information of a part of the second user's body and does not have personal information of the second user for an enhanced security.
3 more elements
A non-transitory computer readable medium containing program instructions executed by a processor to perform an operation, requested by a second user from a first mobile device, at a second mobile device identified by the second user, the program instructions when executed configured to:
- receive, from the first mobile device of a first user, encrypted biometric information sensed from the second user;
- decrypt the encrypted biometric information in a predetermined encryption-decryption scheme;
- identify the second mobile device of the second user using data obtained from an input of the second user through the first mobile device;
- verify whether the decrypted biometric information, that is received from the first mobile device, matches biometric information of the second user that is pre-stored in the second mobile device of the purchaser;
- and in response to the decrypted biometric information being verified to matches the pre-stored biometric information, receive a content of the requested operation from the first mobile device, and perform the requested operation using the data that is obtained from the second user and corresponds to a password of a first payment means that is selected by the second user among one or more pre-determined operation methods by using the personal information of the purchaser, wherein the decrypted biometric information, being received from the first mobile device, is sensed information of a part of the second user's body and does not have the personal information of the second user for an enhanced security between the first mobile device and the second mobile device.
2 more elements
Dependencies are inferred from the claim text.