Systems and methods for substitute controlled-use tokens in secure network transactions
AssigneeWorldpay, LLC
InventorStefan K. Karaivanov
Life of this patent
Estimating the term…
Abstract
Methods and systems are disclosed for enabling the creation of substitute low-value token creation, comprising providing software content to a content delivery network wherein, when transmitted to a user browser, the software content is configured to enable the user browser to create a substitute low-value token if a token service is unavailable, wherein the content delivery network is configured to provide the software content to at least one user browser, and receiving the substitute low-value token from a merchant system, the substitute low-value token having been generated by the user browser in response to the user browser being unable to obtain a low-value token from the token service.
Claims20
A method for performing a secure electronic transaction using a substitute controlled-use token, comprising:
- transmitting, by an electronic transaction processor, software content to a content delivery network, the software content comprising computer-executable instructions which, when executed by a user browser, cause the user browser to generate a substitute controlled-use token based on a determination that a token service is unavailable;
- and
- receiving, by the electronic transaction processor, the substitute controlled-use token from a merchant system, the substitute controlled-use token having been i) generated by the user browser in response to the token service being unavailable and ii) transmitted from the user browser to the merchant system.
A system comprising:
- at least one processor;
- and
- at least one storage comprising instructions which, when executed by the at least one processor, cause the at least one processor to perform functions for performing a secure electronic transaction using a substitute controlled-use token, the functions comprising:
- transmitting, by an electronic transaction processor, software content to a content delivery network, the software content comprising computer-executable instructions which, when executed by a user browser, cause the user browser to generate a substitute controlled-use token based on a determination that a token service is unavailable;
- and
- receiving, by the electronic transaction processor, the substitute controlled-use token from a merchant system, the substitute controlled-use token having been i) generated by the user browser in response to the token service being unavailable and ii) transmitted from the user browser to the merchant system.
A non-transitory computer readable medium comprising instructions which, when executed by at least one processor, cause the at least one processor to perform functions for performing a secure electronic transaction using a substitute controlled-use token, the functions comprising:
- transmitting, by an electronic transaction processor, software content to a content delivery network, the software content comprising computer-executable instructions which, when executed by a user browser, cause the user browser to generate a substitute controlled-use token based on a determination that a token service is unavailable;
- and
- receiving, by the electronic transaction processor, the substitute controlled-use token from a merchant system, the substitute controlled-use token having been i) generated by the user browser in response to the token service being unavailable and ii) transmitted from the user browser to the merchant system.
Dependencies are inferred from the claim text.