System and method using optical tags to conduct secure transactions and authentications

Apparatus for controlling access to a venue, comprising:

• (a) a consumer user database;
• (b) a plurality of input devices for receiving a plurality of sets of consumer user identification information;
• (c) a server;
• (d) a communications channel coupled to at least one of said input devices to receive said consumer user identification information associated with consumer users and transmit said consumer user information to said server for storage in a consumer user database;
• (e) a reader associated with a communications device associated with a particular consumer user for reading a biometric identifier, said biometric identifier being associated with an associated one of said plurality of consumer users, and storing said biometric identifiers in said consumer user database with associative information associating each biometric identifier with its associated consumer user to form an enrollment record;
• (f) a non-volatile memory coupled to said server and storing a software program controlling said server to verify the identity of a presented individual by:
• (i) acquiring a locally generated biometric identifier of the type stored in said consumer user database directly from the individual whose identity is to be verified;
• (ii) comparing said presented set of consumer user identification information to the sets of consumer user identification information stored in said consumer user database to determine whether there is a match between consumer user identification information stored in said database and said presented set of consumer user identification information;
• (iii) comparing said locally generated biometric identifier to biometric identifiers stored in said consumer user database to determine whether there is a match between biometric identifiers stored in said consumer user database and said locally generated biometric identifier;
• and
• (iv) accessing a cleared individual database of individual identification information indicating whether individuals are verified as being non-infectious for a contagious disease to determine if said presented individual is non-infectious and generating a comparison verification signal in response to the determination that the presented set of consumer user identification information and the locally generated biometric identifier match a set of consumer user identification information and its associated biometric identifier for an individual that is non-infectious;
• (g) in response to an indication that said presented individual is non-infectious, giving the venue an indication that the individual is verified as being non-infectious for the particular contagious disease by sending a verification signal to said venue;
• and
• (h) providing said particular consumer user access to said establishment by operation of a device selected from the group consisting of a lock, a display for displaying a message indicating that the particular consumer user is to be given admission, another mechanical device dividing admission and a physiologically perceptible device for informing a human located at said establishment.

A method for limiting exposure to infectious disease and controlling access to a service at a controlled access venue, wherein the operator of said controlled access venue wishes to limit exposure to infectious disease at said venue by limiting access to individuals who have tested non-infectious for a particular highly infectious disease or have received a vaccination against said particular highly infectious, comprising:

• (a) receiving a set of consumer user identification information from each of a plurality of consumer users and storing said sets of consumer user identification information in a consumer user database, each of said sets of consumer user identification information being associated with an associated one of said plurality of consumer users;
• (b) receiving a biometric identifier from each of said plurality of consumer users, each of said biometric identifiers being associated with an associated one of said plurality of consumer users, and storing said biometric identifiers in said consumer user database with associative information associating each biometric identifier with its associated consumer user to form an enrollment record;
• (c) verifying the identity of a presented individual at a medical certification authority, said collecting comprising:
• (i) receiving presented consumer user identification information from the consumer user whose identity is to be verified;
• (ii) acquiring from a consumer user a locally generated biometric identifier of the type stored in said consumer user database directly from the individual whose identity is to be verified, and associating it with said received consumer information to form a presented set of consumer user identification information;
• (iii) comparing said presented set of consumer user identification information to the sets of consumer user identification information stored in said consumer user database to determine whether there is a match between consumer user identification information stored in said database and said presented set of consumer user identification information;
• and
• (iv) reading the enrollment record associated with said presented individual and accessing medical records to determine said presented individual has tested non-infectious for said particular highly infectious disease or otherwise tested as being non-infectious for a particular highly infectious disease, or has received a vaccination against said particular highly infectious disease indicating that the individual is qualified for entry into said venue;
• (d) generating a comparison verification signal in response to the determination that the presented set of consumer user identification information and the locally generated biometric identifier match a set of consumer user identification information, including its associated biometric identifier and that the individual is qualified for entry into said venue, said comparison verification signal generation comprising, or performing a certification procedure with respect to said presented individual which generates a certification result, and supplementing said enrollment record with such test information and qualifying said individual for entry into said venue;
• (e) storing said certification result;
• (f) collecting a biometric from a venue presented consumer at a presentation venue consumer ii) comparing it to the enrollment records for a match, and iii) providing at the presentation venue, in response to a request from a portable communications device associated with the venue presented consumer user or to the controlled access venue, a verification that the venue presented consumer has been verified as having been verified as eligible for entry into the controlled access venue;
• and
• (g) providing said particular consumer user access to said controlled access venue in response to said identification signal to allow access to said presented consumer user.

A method for limiting exposure to infectious disease by controlling access to a controlled access venue, wherein the operator of said controlled access venue wishes to limit exposure of persons in the venue to infectious disease by permitting access to the venue to individuals who have tested non-infectious for a particular highly infectious disease or have received a vaccination against said particular highly infectious disease, comprising:

• (a) receiving, at a central website operator server, a set of consumer user identification information from each of a plurality of consumer users and storing said sets of consumer user identification information in a consumer user database associated with said server, each of said sets of consumer user identification information being associated with an associated one of said plurality of consumer users;
• (b) receiving at a consumer user device a biometric identifier from each of said plurality of consumer users and transmitting said biometric identifiers to said consumer user database associated with said server, each of said biometric identifiers being associated with a respective one of said plurality of consumer users, and storing said biometric identifiers in said consumer user database associated with respective consumer user identification information, whereby said biometric identifiers are each associated with respective associated consumer user to form an enrollment record;
• (c) collecting the identity of a presented individual at a medical certification point, said collecting comprising:
• (i) receiving presented individual identification information from the presented individual at said medical certification point;
• and
• (ii) creating an authority record associated with said presented individual at an accessible authority database;
• (d) performing, at said medical certification point, a certification procedure on said presented individual to generate a certification result indicating whether or not the presented individual is non-infectious for a particular highly infectious disease or has received a vaccination against said particular highly infectious disease;
• (e) supplementing said authority record with such certification result;
• (f) collecting a biometric from a venue presented consumer at a presentation venue;
• (g) comparing said collected biometric to the authority records for a match;
• (h) providing, at the presentation venue, a verification signal indicating that the venue presented consumer has been verified as being non-infectious for a particular highly infectious disease or has received a vaccination against said particular highly infectious disease;
• and
• (i) providing said particular venue presented consumer access to said controlled access venue in response to said signal to allow access to said venue presented consumer.