Remote mobile device interactions with multiple remote servers

A computer system, comprising:

• a mobile device application download system, storing, for download to a mobile device, an application program which configures mobile devices to capture a first image of a first item, generate an interface prompting a user for data relating to the first item, prompt the user to capture, via a camera of the mobile device, an image of one or more of a bar code, serial number or product code of the first item, receive in response to the prompt an image of one or more of a bar code, serial number or product code of the first item, communicate with one or more comparison services to obtain, independent of purchase transaction data for the first item, comparative pricing information associated with the first item employing the at least one of bar code, serial number or product code, communicate with one or more other services to provide proof of ownership, and automatically transmit a request to add the first item to an inventory and a record including the captured image data, data entered via the user interface, location information automatically captured via a GPS receiver of the mobile device, time information, the image of one or more of a bar code, serial number or product code of the first item, the obtained comparative pricing information;
• the application program being further configured to, responsive to receipt of a response to a request to add an item, automatically display the received response on an interface of the mobile device;
• a data storage device storing, updating and providing access to data defining a plurality of insurance coverage rules, including at least a first geographical limit and a value limit;
• a computer processor for executing program instructions and for retrieving the data defining a plurality of insurance coverage rules from the data storage device;
• a memory, coupled to the computer processor, storing program instructions for execution by the computer processor to:
• receive, from the mobile device, the transmitted record;
• determine, based on the received record, the comparative pricing information, and stored property inventory data, a current total value of a property inventory including a value of the first item;
• compare the current total value of the property inventory, the location information and the information identifying the first item added with the data defining a plurality of insurance coverage rules;
• and
• generate and transmit to the mobile device a response to the request to add the first item based on a result of the comparison, the response including an indication of whether the current total value of the property inventory exceeds the value limit and whether the location information is within the at least a first geographical limit.