Technical solutions to lost credit cards

A non-transitory computer storage medium encoded with computer program instructions that when executed by one or more computers cause the one or more computers to perform operations comprising:

• determining that a user has reported a card associated with an account of the user as lost or stolen;
• in response to determining that the user has reported the card associated with the account of the user as lost or stolen, causing a mobile device of the user to render a user interface comprising one or more selectable icons prompting the user to confirm that they would like to associate the account with a digital wallet;
• receiving, via the user interface, selection data indicating that the user would like to associate the account with the digital wallet;
• in response to receiving selection data indicating that the user would like to associate the account with the digital wallet, associating the account with the digital wallet without associating the card corresponding to the account with the digital wallet;
• receiving, via the user interface, a request from the user to obtain funds from the account using the mobile device;
• causing a display of a digital map on the user interface, the digital map identifying a current location of the user and locations of cardless enabled automatic teller machines (ATMs) within a predetermined distance from the user's current location;
• determining that the mobile device has been presented to a first cardless enabled ATM of the cardless enabled ATMs based on near field communication between the ATM mobile device and the first cardless enabled ATM;
• in response to determining that the mobile device has been presented to the first cardless enabled ATM based on near field communication between the ATM mobile device and the first cardless enabled ATM, causing a display of a one time use code on the user interface;
• and
• enabling the user to obtain the requested funds by providing the one time use code to the cardless enabled ATM.

A system comprising:

• one or more computers and one or more storage devices storing instructions that are operable, when executed by the one or more computers, to cause the one or more computers to perform operations comprising:
• determining that a user has reported a card associated with an account of the user as lost or stolen;
• in response to determining that the user has reported the card associated with the account of the user as lost or stolen, causing a mobile device of the user to render a user interface comprising one or more selectable icons prompting the user to confirm that they would like to associate the account with a digital wallet;
• receiving, via the user interface, selection data indicating that the user would like to associate the account with the digital wallet;
• in response to receiving selection data indicating that the user would like to associate the account with the digital wallet, associating the account with the digital wallet without associating the card corresponding to the account with the digital wallet;
• receiving, via the user interface, a request from the user to obtain funds from the account using the mobile device;
• causing a display of a digital map on the user interface, the digital map identifying a current location of the user and locations of cardless enabled automatic teller machines (ATMs) within a predetermined distance from the user's current location;
• determining that the mobile device has been presented to a first cardless enabled ATM of the cardless enabled ATMs based on near field communication between the mobile device and the first cardless enabled ATM;
• in response to determining that the mobile device has been presented to the first cardless enabled ATM based on near field communication between the mobile device and the first cardless enabled ATM, causing a display of a one time use code on the user interface;
• and
• enabling the user to obtain the requested funds by providing the one time use code to the cardless enabled ATM.