Method for providing card recommendation information and device thereof

A method of providing a recommended card, the method comprising:

• receiving radio signals among a plurality of access points around the device;
• selecting at least one access point from the plurality of access points, based on a strength of the received radio signals;
• determining a card merchant corresponding to the selected at least one access point;
• generating expenditure pattern information of the user of the registered at least one card, based on data extracted from card approval details;
• determining at least one recommended card regarding the determined card merchant from at least one card registered with the device, based on the card merchant and card benefit information of the registered at least one card and the expenditure pattern information;
• providing the at least one recommended card;
• and
• wherein the determining of the card merchant corresponding to the selected at least one access point comprises:
• obtaining an identification value of the selected at least one access point;
• and
• determining, as the card merchant, a card merchant matching the obtained identification value, and
• the card merchant matching the obtained identification value is determined based on access point information of a radio signal received upon card approval and card merchant information within the card approval details.

A computer program product comprising a computer-readable storage medium, the computer-readable storage medium comprising instructions for performing:

• receiving radio signals among a plurality of access points around the device;
• selecting at least one access point from the plurality of access points, based on a strength of the received radio signals;
• determining a card merchant corresponding to the selected access point;
• generating expenditure pattern information of the user of the registered at least one card, based on data extracted from card approval details;
• determining at least one recommended card regarding the determined card merchant from at least one card registered with the device, based on the card merchant and card benefit information of the registered at least one card and the expenditure pattern information;
• providing the at least one recommended card;
• and
• wherein the determining of the card merchant corresponding to the selected at least one access point comprises:
• obtaining an identification value of the selected at least one access point;
• and
• determining, as the card merchant, a card merchant matching the obtained identification value, and
• the card merchant matching the obtained identification value is determined based on access point information of a radio signal received upon card approval and card merchant information within the card approval details.