US 11,146,548 B2 · Techniques for peer entity account management

Abstract

Techniques and apparatus for providing peer-based management of user accounts are described. In one embodiment, for example, an apparatus may include at least one memory and logic coupled to the at least one memory. The logic may be configured to receive a request from at least one first user account to unlock a second user account locked responsive to a fraud event, determine a safe authentication value for the fraud event, and unlock the second user account responsive to the at least one first user account being a safe authentication account and the safe authentication value being over a safe authentication threshold value. Other embodiments are described.

Claims20

Dependent claims

A computing device, comprising:

a storage device;
and
logic, at least a portion of the logic implemented in circuitry coupled to the storage device, the logic to:
receive a request from at least one first user account, associated with a first user, to unlock a second user account, associated with a second user, the second user account locked responsive to a transaction, the first user different from the second user,
determine an applicability of a safe authentication process by the at least one first user account based on a risk level associated with the transaction, and
unlock the second user account responsive to the at least one first user account being a predesignated safe authentication account and the safe authentication process being applicable.

3 more elements

Dependencies are inferred from the claim text.

Facts

Application

16/589,525Filed 1 Oct 2019 · continuation

Priority

10 Jan 2019

Published

US 2020/0228522 A116 Jul 2020

Granted

12 Oct 2021

Term ends

Not estimatedThe source records don’t support an estimate.

Classification12 codes

H04L 63/0853
For authentication of entities: using an additional device, e.g. smartcard, SIM or a different communication terminal
G06F 21/34
User authentication: involving the use of external additional devices, e.g. dongles or smart cards
G06F 21/45
Authentication, i.e. establishing the identity or authorisation of security principals: structures or tools for the administration of authentication
G06Q 20/223
Payment schemes or models: based on the use of peer-to-peer networks

Techniques for peer entity account management

Life of this patent

Techniques for peer entity account management

Life of this patent

Abstract

Claims20