System and method for expediting purchase of vehicular insurance

A method for expediting provision of vehicular insurance quotes to a user via a mobile device to complete an application process, the method comprising:

• collecting, via a mobile application installed on a mobile device, driver information and vehicular information associated with an applicant, without requiring manual input of data using a keyboard of the mobile device, wherein the driver information comprises information from a driver's license of the applicant comprising one or more of a name, an address, a gender, and a birth date of the applicant, wherein the vehicular information comprises a vehicle identification number (VIN) of a vehicle, and wherein the collecting comprises:
• collecting the driver information by:
• receiving a first image, captured using an imaging device of the mobile device, of a front side of the driver's license,
• processing the first image using a processor of the mobile device to extract first driver information from the first image using optical character recognition (OCR),
• receiving a first scan, captured using the imaging device of the mobile device, of a back side of the driver's license containing a barcode,
• extracting second driver information from the barcode in the first scan, and
• comparing the first driver information and the second driver information to verify the driver information;
• and
• collecting the vehicular information by:
• receiving an image of the VIN of the vehicle captured using the imaging device of the mobile device and processing the image of the VIN using the processor of the mobile device to extract the VIN, or
• receiving a scan of a barcode of the VIN of the vehicle captured using the imaging device of the mobile device and extracting the VIN from the scan of the barcode;
• verifying the collected driver and vehicular information against one or more databases comprising vehicle history and insurance information by comparing the collected driver information and the vehicular information with the vehicle history and insurance information of the one or more databases, wherein information in the one or more databases is not entered by the applicant using the mobile application;
• sending the verified and collected driver and vehicular information to a quote generation engine configured to generate an insurance quote based on the verified and collected driver and vehicular information and additional information from the one or more databases comprising vehicle history and insurance information;
• and
• receiving the insurance quote from the quote generation engine and displaying the insurance quote to the applicant on a display of the mobile device.