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US 11,144,909 B1Granted
Cards deployed with inactivated products for activation
AssigneeDynamics Inc.
InventorsJeffrey D. Mullen, Philip W. Yen, Christopher J. Rigatti
Life of this patent
Estimating the term…
Abstract
A payment card is provided with a display. A card may be provided to a user with a number of inactivated products. The products may be assigned to the user at card issuance. A user may then activate these products online or via phone. Accordingly, a user may be provided with a cross-selling platform for new products. Discounts, fee waivers, and/or value may be added to an account when an inactivated product is activated.
Claims18
A device, comprising:
- a storage apparatus, an inactivated product stored on said apparatus,
- wherein said inactivated product is a product requiring activation by a user prior to completion of a transaction associated with said inactivated product.
A method, comprising:
- storing an inactivated product in a memory of a device,
- wherein said inactivated product is a product requiring activation by a user prior to completion of a transaction associated with said inactivated product.
A method, comprising:
- receiving, via a server, payment device identification information at a remote facility, wherein the payment device includes a memory and a first code stored in said memory;
- retrieving at the remote facility a second code;
- communicating, via a server, said second code and new product information to said payment device,
- wherein said second code is operable to replace said first code in said memory of said payment device.
1 more element
A method, comprising:
- communicating, via a server, payment device identification information to a remote facility, wherein the payment device includes a memory and a first code stored in said memory;
- receiving, via a server, a second code and new product information to said payment device;
- replacing said first code with said second code in said memory of said payment device.
Dependencies are inferred from the claim text.