Systems and methods for filtering digital content having a negative financial influence

A computer-implemented method for tailoring information delivered via a social media service, the method comprising:

• receiving a restriction permission identifying one or more social media services for which content is allowed to be modified from a user device associated with a user;
• receiving social media data of the user from a social media service of the one or more social media services at a social media computing system associated with a financial institution (“FI”);
• analyzing the received social media data, wherein analyzing the received social media data comprises:
• determining if content within the received social media data should be categorized based on the restriction permission;
• categorizing the content within the received social media data as at least one of restricted content elements and unrestricted content elements in response to the determination the content should be categorized, the restricted content elements and the unrestricted content elements determined based on one or more predetermined parameters associated with one or more goals of the user, at least one of the one or more goals of the user being a financial goal;
• and
• determining, in response to the content being categorized as restricted content elements, that the restricted content elements can be modified by determining that the social media service is one of the one or more social media services identified by the restriction permission;
• modifying, in response to the determination that the restricted content elements can be modified, at least a portion of the restricted content elements;
• and
• transmitting the unrestricted content elements, the modified restricted content elements, and a notification that the modified restricted content elements have been modified to the user device associated with the user without transmitting unmodified restricted content elements.