# US 11,113,692 B1 · Secure verification of claims

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- Number: US 11,113,692 B1
- Document ID: US11113692B1
- Status: Granted
- Kind: B1
- Application number: 16/458,395
- Filed: 2019-07-01
- Granted: 2021-09-07
- Earliest claimed: 2014-02-03
- Assignees: Intuit Inc.
- Applicants: Intuit Inc.
- Inventors: Alexander S. Ran; Christopher Z. Lesner
- Web page: https://patentgrep.com/patent/US11113692B1

## CPC

- G06Q 10/40: Business processes related to social networking or social networking services
- G06Q 20/40: Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q 20/4016: {involving fraud or risk level assessment in transaction processing}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

During a verification technique, claim information for a claim made by an entity (which includes an attribute characterizing an entity) is verified using verification information determined from at least an account of the entity. For example, an individual may pre-register with a provider of the verification technique and authorize the provider to access the account, such as a social network, a financial account, and/or an account associated with a financial application (e.g., an accounting application, an income-tax preparation application, etc.). Subsequently, when the individual makes or provides the claim information associated with the claim, verification information associated with the claim information is aggregated and used to verify that the claim is valid. By verifying the claim, the verification technique may make it easier for individuals to prove their reputable identity attributes without disclosing additional confidential information, thereby maintaining their privacy.

## Claims

### Claim 1

A computer-implemented method for verifying a claim associated with an online transaction, comprising:
receiving, by operation of a processor, claim information for the claim, wherein the claim information includes an attribute characterizing a seller related to an online advertisement;
determining, by the processor, verification information associated with the claim information by accessing a plurality of accounts over a network, each account of the plurality of accounts providing an source of information characterizing the seller, wherein at least one of the plurality of accounts is associated with an application, and wherein the accessing is authorized in advance by the seller;
verifying, by the processor, the claim by confirming the claim information against the verification information;
once the claim is verified, generating, by the processor, a plurality of views of the verification information for presentation on a user interface, each view including a subset of the verification information, wherein the plurality of views includes at least a first view and a second view, wherein the subset included in the first view differs from the subset included in the second view, wherein each of the first view and the second view comprises a digitally-signed certificate
receiving, by the processor, a request from a computing device associated with a potential customer to access the verification information;
receiving, by the processor, authorization from the seller for the potential customer to access the second view but not to access the first view;
allowing, by the processor, based on the authorization, access by the potential customer to the second view; and
providing, by the processor, the second view to the computing device for display to the potential customer.

### Claim 2 (depends on 1)

The method of claim 1, wherein the seller is an individual.

### Claim 3 (depends on 1)

The method of claim 1, wherein determining the verification information comprises:
determining a number of sources supporting the claim; and
calculating a confidence metric based on the number of sources, wherein the confidence metric increases as the number of sources increases and wherein the claim is verified if the confidence metric exceeds a threshold value.

### Claim 4 (depends on 1)

The method of claim 1, wherein the claim information includes contact information of the seller and wherein determining the verification information comprises:
sending a message using the contact information; and
receiving a response to the message.

### Claim 5 (depends on 4)

The method of claim 4, wherein the contact information includes at least one of an email address and a telephone number and wherein the message includes at least one of an email and a Short Message Service (SMS) message.

### Claim 6 (depends on 1)

The method of claim 1, wherein the seller is an individual, wherein the claim information indicates the individual is associated with an organization having a physical address, wherein determining the verification information comprises determining a physical address associated with the individual, and wherein the claim is verified if the physical address associated with the individual is consistent with the physical address associated with the organization.

### Claim 7 (depends on 1)

The method of claim 1, wherein the seller is an individual, wherein the claim information indicates the individual is associated with an organization having a name, wherein determining the verification information comprises collecting the verification information from an account of the individual, and wherein the verification information includes at least one of the name, a number of connections to other individuals associated with the organization, and a duration of association between the individual and the organization.

### Claim 8 (depends on 1)

The method of claim 1, wherein each of the first view and the second view indicates the claim is valid.

### Claim 9 (depends on 1)

The method of claim 1, wherein the digitally-signed certificate of each of the first view and the second view is associated with a provider of the method, and wherein the provider is other than the seller.

### Claim 10 (depends on 1)

The method of claim 1, wherein the digitally-signed certificate of each of the first view and the second view includes a link to a source of the claim information.

### Claim 11 (depends on 1)

The method of claim 1, wherein the claim information is verified while protecting privacy of additional information associated with the seller.

### Claim 12 (depends on 1)

The method of claim 1, wherein the verification information specifies a duration during which the attribute characterized the seller.

### Claim 13

A non-transitory computer-readable medium comprising instructions that, when executed by a processor, cause the processor to perform a method for verifying a claim associated with an online transaction, the method comprising:
receiving claim information for the claim, wherein the claim information includes an attribute characterizing a seller related to an online advertisement;
determining verification information associated with the claim information by accessing a plurality of accounts over a network, each account of the plurality of accounts providing an source of information characterizing the seller, wherein at least one of the plurality of accounts is associated with an application, and wherein the accessing is authorized in advance by the seller;
verifying the claim by confirming the claim information against the verification information;
once the claim is verified, generating a plurality of views of the verification information for presentation on a user interface, each view including a subset of the verification information, wherein the plurality of views includes at least a first view and a second view, wherein the subset included in the first view differs from the subset included in the second view, wherein each of the first view and the second view comprises a digitally-signed certificate
receiving a request from a computing device associated with a potential customer to access the verification information;
receiving authorization from the seller for the potential customer to access the second view but not to access the first view;
allowing based on the authorization, access by the potential customer to the second view; and
providing the second view to the computing device for display to the potential customer.

### Claim 14 (depends on 13)

The non-transitory computer-readable medium of claim 13, wherein determining the verification information comprises:
determining a number of sources supporting the claim; and
calculating a confidence metric based on the number of sources, wherein the confidence metric increases as the number of sources increases and wherein the claim is verified if the confidence metric exceeds a threshold value.

### Claim 15 (depends on 13)

The non-transitory computer-readable medium of claim 13, wherein the claim information includes contact information of the seller and wherein determining the verification information comprises:
sending a message using the contact information; and
receiving a response to the message.

### Claim 16 (depends on 13)

The non-transitory computer-readable medium of claim 13, wherein each of the first view and the second view indicates the claim is valid.

### Claim 17 (depends on 13)

The non-transitory computer-readable medium of claim 13, wherein the digitally-signed certificate of each of the first view and the second view includes a link to a source of the claim information.

### Claim 18

A computer system, comprising:
a processor; and
a non-transitory computer-readable medium comprising instructions that, when executed by the processor, cause the processor to perform a method for verifying a claim associated with an online transaction, the method comprising:
receiving claim information for the claim, wherein the claim information includes an attribute characterizing a seller related to an online advertisement;
determining verification information associated with the claim information by accessing a plurality of accounts over a network, each account of the plurality of accounts providing an source of information characterizing the seller, wherein at least one of the plurality of accounts is associated with an application, and wherein the accessing is authorized in advance by the seller;
verifying the claim by confirming the claim information against the verification information;
once the claim is verified, generating a plurality of views of the verification information for presentation on a user interface, each view including a subset of the verification information, wherein the plurality of views includes at least a first view and a second view, wherein the subset included in the first view differs from the subset included in the second view, wherein each of the first view and the second view comprises a digitally-signed certificate
receiving a request from a computing device associated with a potential customer to access the verification information;
receiving authorization from the seller for the potential customer to access the second view but not to access the first view;
allowing based on the authorization, access by the potential customer to the second view; and
providing the second view to the computing device for display to the potential customer.

### Claim 19 (depends on 18)

The computer system of claim 18, wherein the claim information includes contact information of the seller and wherein determining the verification information comprises:
sending a message using the contact information; and
receiving a response to the message.

### Claim 20 (depends on 18)

The computer system of claim 18, wherein each of the first view and the second view indicates the claim is valid.
