System and method for a mobile wallet

A computer system comprising one or more processors storing non-transitory computer readable media containing code, which, when executed is configured to cause the computer system to:

• receive information related to a redemption opportunity;
• store the information related to the redemption opportunity in a mobile wallet of a user;
• detect a geographic location of a mobile device running the mobile wallet of the user when the mobile device is in a sleep mode of operation;
• compare the detected geographic location of the mobile device to a geographic location of a merchant at which the redemption opportunity may be redeemed;
• generate, on the mobile device of the user, an alert that is displayed by the mobile device while the mobile device is in the sleep mode of operation when the detected geographic location of the mobile device is within a predetermined vicinity of the geographic location of the merchant, wherein the alert includes a message comprising an image overlaid on a map indicating the geographic location of the merchant relative to the detected geographic location of the mobile device;
• and
• provide, by the mobile device of the user, at least one of a vibration or a sound to accompany the alert while the mobile device is still in the sleep mode of operation.