# US 11,112,533 B2 · System for sensor enabled reporting and notification in a distributed network

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- Number: US 11,112,533 B2
- Document ID: US11112533B2
- Status: Granted
- Kind: B2
- Application number: 16/438,041
- Filed: 2019-06-11
- Published: 2019-09-26
- Granted: 2021-09-07
- Earliest claimed: 2015-07-23
- Assignees: Hartford Fire Insurance Company
- Applicants: Hartford Fire Insurance Company
- Inventors: Eugene T. Smyth; Deborah D. Fox; Roopak Hooda; Kristen Sara Mattson; Kristian L. Sanders
- Web page: https://patentgrep.com/patent/US11112533B2

## CPC

- G01W 1/02: Instruments for indicating weather conditions by measuring two or more variables, e.g. humidity, pressure, temperature, cloud cover or wind speed (G01W1/10 takes precedence)
- G01W 2001/006: {Main server receiving weather information from several sub-stations}
- G01W: METEOROLOGY (radar, sonar, lidar or analogous systems, designed for meteorological use G01S13/95, G01S15/88, G01S17/95)

## Abstract

A sensor based system for capturing localized weather data and a server system for communicating with a plurality of reporting and recipient mobile communication devices. The communication devices are enabled to capture additional weather information to supplement the sensor based system.

## Claims

### Claim 1

A method for providing a warning system to protect insured property, the method comprising:
accessing a plurality of devices to acquire weather data, the plurality of devices being spread throughout a geographic area;
accessing third party weather data;
compiling the third-party weather data and the device acquired data to determine at least one region of interest associated with the weather;
correlating the region of threat with insured property to determine property that is endangered by the weather;
configuring a warning message to ones of the plurality of devices associated with the endangered property; and
transmitting the configured warning message to the ones of the plurality of devices.

### Claim 2 (depends on 1)

The method of claim 1, further comprising receiving feedback from at least a portion of the ones of the plurality of devices to which the warning was transmitted, the feedback providing evidence that corrective measures were taken to lessen damage to endangered property.

### Claim 3 (depends on 2)

The method of claim 2, wherein the feedback is used to reduce a premium associated with insurance for the endangered property.

### Claim 4 (depends on 1)

The method of claim 1, wherein the property that is endangered is identified based on criteria associated with one or more insurance policies.

### Claim 5 (depends on 1)

The method of claim 1, wherein the transmitted message includes proactive measures to protect property associated with the policyholders.

### Claim 6 (depends on 1)

The method of claim 1, wherein the transmitted messages are delivered via a combination of audible and tactile delivery.

### Claim 7 (depends on 1)

The method of claim 1, further comprising receiving at least one input on a screen of the ones of the plurality of devices to initiate a claim.

### Claim 8

A system for providing a warning system to protect insured property, the system comprising:
a plurality of devices being spread throughout a geographic area, the plurality of devices acquiring weather data;
a processing unit, operating in conjunction with an input/output (I/O) device, to access third party weather data and to receive the acquired weather data from the plurality of device;
the processing unit compiling the third-party weather data and the device acquired data to determine at least one region of interest associated with the weather;
the processing unit correlating the region of threat with insured property to determine property that is endangered by the weather;
the processing unit configuring a warning message to ones of the plurality of devices associated with the endangered property; and
the processing unit, operating in conjunction with the I/O device, transmitting the configured warning message to the ones of the plurality of devices.

### Claim 9 (depends on 8)

The system of claim 8, further comprising the processing unit, operating in conjunction with the I/O device, receiving feedback from at least a portion of the ones of the plurality of devices to which the warning was transmitted, the feedback providing evidence that corrective measures were taken to lessen damage to endangered property.

### Claim 10 (depends on 9)

The system of claim 9, wherein the feedback is used to reduce a premium associated with insurance for the endangered property.