US 11,107,353 B2Granted

System for communicable integration of an automobile system and a fuel station system

AssigneeBank of America Corporation

InventorsMark Allan Nelson, Karen Lea MacQueen, Stephen Philip Selfridge, Ashish B. Tajpuria, Tony England

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Abstract

Embodiments of the present invention provide a system for transferring one or more resources associated with an interaction via an automobile. The system is typically configured for receiving an input from a user, via one or components of an automobile, to identify one or more third party entities associated with an interaction, identifying, via the one or more components, a current location and a destination of the user, identifying the one or more third party entities between the current location and the destination, applying logic to select a third party entity from the one or more third party entities, establishing a communication link with a third party entity device associated with the third party entity, and initiating transfer of resources to the remote device to complete the interaction.

Claims20

Dependent claims

A system for communicable integration of an automobile system and a fuel station system, the system comprising:

one or more memory devices having computer readable code stored thereon;
one or more processing devices operatively coupled to the one or more memory devices, wherein the one or more processing devices are configured to execute the computer readable code to:
receive an input from a user, via one or more components of an automobile, to search for one or more third party entities distributing fuel;
identify a location of the user, via the one or more components of the automobile;
calculate a first limit based on the location of the user, wherein the first limit is associated with a maximum distance from the location of the user that the user can travel without running out of fuel;
identify the one or more third party entities located within the first limit;
apply logic to select a third party entity from the one or more third party entities;
transfer a location of the third party entity to the user, via the one or more components;
continuously identify a current location of the user via the one or more components;
determine that the current location of the user matches the location of the third party entity;
establish a first communication link between the automobile and a third party entity device associated with the third party entity;
identify a trigger from the third party entity device, wherein the trigger is associated with transfer of resources to complete an interaction, wherein the interaction is associated with the distribution of fuel;
in response to identifying the trigger, automatically initiate the transfer of the resources from a resource pool associated with the user, to complete the interaction with the third party entity device;
complete the interaction by transferring the resources to the third party entity device via the one or more components;
in response to completing the interaction, receive a receipt associated with the interaction from the third party entity device;
and
integrate the receipt with a financial institution application associated with the resource pool of the user.

14 more elements

A computer program product for communicable integration of an automobile system and a fuel station system, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprises one or more executable portions for:

receiving an input from a user, via one or more components of an automobile, to search for one or more third party entities distributing fuel;
identifying a location of the user, via the one or more components of the automobile;
calculating a first limit based on the location of the user, wherein the first limit is associated with a maximum distance from the location of the user that the user can travel without running out of fuel;
identifying the one or more third party entities located within the first limit;
applying logic to select a third party entity from the one or more third party entities;
transferring a location of the third party entity to the user, via the one or more components;
continuously identifying a current location of the user via the one or more components;
determining that the current location of the user matches the location of the third party entity;
establishing a first communication link between the automobile and a third party entity device associated with the third party entity;
identifying a trigger from the third party entity device, wherein the trigger is associated with transfer of resources to complete an interaction, wherein the interaction is associated with the distribution of fuel;
in response to identifying the trigger, automatically initiating the transfer of the resources from a resource pool associated with the user, to complete the interaction with the third party entity device;
completing the interaction by transferring the resources to the third party entity device via the one or more components;
in response to completing the interaction, receiving a receipt associated with the interaction from the third party entity device;
and
integrating the receipt with a financial institution application associated with the resource pool of the user.

12 more elements

A computer implemented method for communicable integration of an automobile system and a fuel station system, the method comprising:

receiving an input from a user, via one or more components of an automobile, to search for one or more third party entities distributing fuel;
identifying a location of the user, via the one or more components of the automobile;
calculating a first limit based on the location of the user, wherein the first limit is associated with a maximum distance from the location of the user that the user can travel without running out of fuel;
identifying the one or more third party entities located within the first limit;
applying logic to select a third party entity from the one or more third party entities;
transferring a location of the third party entity to the user, via the one or more components;
continuously identifying a current location of the user via the one or more components;
determining that the current location of the user matches the location of the third party entity;
establishing a first communication link between the automobile and a third party entity device associated with the third party entity;
identifying a trigger from the third party entity device, wherein the trigger is associated with transfer of resources to complete an interaction, wherein the interaction is associated with the distribution of fuel;
in response to identifying the trigger, automatically initiating the transfer of the resources from a resource pool associated with the user, to complete the interaction with the third party entity device;
completing the interaction by transferring the resources to the third party entity device via the one or more components;
in response to completing the interaction, receiving a receipt associated with the interaction from the third party entity device;
and
integrating the receipt with a financial institution application associated with the resource pool of the user.

12 more elements

Dependencies are inferred from the claim text.

Facts

Application: 15/910,179Filed 2 Mar 2018 · us provisional application
Priority: 22 Nov 2017
Published: US 2019/0156328 A123 May 2019
Granted: 31 Aug 2021
Term ends: Not estimatedThe source records don’t support an estimate.

Classification47 codes

G08G 1/144
With means giving the indication of available parking spaces: on portable or mobile units, e.g. personal digital assistant [PDA]
B62D 15/0285
Parking aids, e.g. instruction means: parking performed automatically
G01C 21/3469
Special cost functions, i.e. other than distance or default speed limit of road segments: fuel consumption; Energy use; Emission aspects
G01C 21/3484
Special cost functions, i.e. other than distance or default speed limit of road segments: personalized, e.g. from learned user behaviour or…