US 11,107,086 B2Granted

Retail financial system testing system and methods

AssigneeWalmart Apollo, LLC

InventorsTimothy M. Fenton, Christopher D. Johnson, Joel E. Strader

Life of this patent

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Abstract

In some embodiments, apparatuses and methods are provided herein useful to testing retail financial system transactions. In some embodiments, a system comprises an automated robotic testing device configured to retrieve a selected card from a physical media library, interact, via the selected card, with a point-of-sale terminal, the point-of-sale terminal configured to receive from the selected card, information associated with the selected card, and transmit, to an external banking institution, the information, and a control circuit configured to determine the selected card, transmit, to the automated robotic testing device, the indication of the selected card, receive one of an authorization and a lack of authorization, in response to receipt of 1) authorization, cause the transaction to be completed, and 2) the lack of authorization, cause the transaction to be voided, determine whether a test associated with the transaction was successful, and log an indication of whether the test was successful.

Claims20

Dependent claims

A system for testing a retail financial system transaction, the system comprising:

an automated robotic testing device, the automated robotic testing device configured to:
retrieve, based on an indication of a selected card, the selected card from a physical media library;
interact, via the selected card, with a point-of-sale terminal;
the physical media library configured to hold a plurality of cards;
the point-of-sale terminal communicatively coupled to a financial network and configured to;
receive from the selected card, information associated with the selected card;
and
transmit, via the financial network to an external banking institution, the information associated with the selected card;
and
a control circuit configured to:
determine, based on a transaction type, the selected card;
transmit, to the automated robotic testing device, the indication of the selected card;
receive, from the external banking institution in response to the transmission of the information associated with the selected card, one of an authorization and a lack of authorization;
in response to receipt of the authorization, complete the transaction, wherein the transaction is a live transaction, and wherein completion of the transaction results in an account associated with the selected card being charged by the external banking institution;
in response to receipt of the lack of authorization, cause the transaction to be voided;
determine whether a test associated with the transaction was successful;
and
log an indication of whether the test was successful.

15 more elements

A method for testing a retail financial system transaction, the method comprising:

determining, by a control circuit based on a transaction type, a selected card;
transmitting, by the control circuit to an automated testing device, an indication of the selected card;
retrieving, by the automated robotic testing device based on the indication of the selected card, the selected card from a physical media library, wherein the physical media library is configured to hold a plurality of cards;
interacting, by the automated robotic testing device via the selected card, with a point-of-sale terminal;
receiving, via the point-of-sale terminal, information associated with the selected card;
transmitting, by the point-of-sale terminal via a financial network to an external banking institution, the information associated with the selected card;
receiving, by the control circuit from the external banking institution in response to the transmitting the information associated with the selected card, one of an authorization and a lack of authorization;
in response to receiving the authorization, completing, by the control circuit, the transaction, wherein the transaction is a live transaction, and wherein completion of the transaction results in an account associated with the selected card being charged by the external banking institution;
in response to receiving the lack of authorization, causing, by the control circuit, the transaction to be voided;
determining, by the control circuit, whether a test associated with the transaction was successful;
and
logging, by the control circuit, an indication of whether the test was successful.

9 more elements

Dependencies are inferred from the claim text.

Facts

Application: 15/852,482Filed 22 Dec 2017 · us provisional application
Priority: 23 Dec 2016
Published: US 2018/0181960 A128 Jun 2018
Granted: 31 Aug 2021
Term ends: Not estimatedThe source records don’t support an estimate.

Classification8 codes

G06Q 20/4093
Device specific authentication in transaction processing: monitoring of device authentication
G06Q 20/20
Payment architectures: point-of-sale [POS] network systems
G06Q 20/204
Point-of-sale [POS] network systems: comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
G06Q 20/34
Characterised by the use of specific devices or networks: using cards, e.g. integrated circuit [IC] cards or magnetic cards