Systems and methods for real-time application configuration for NFC transactions
AssigneeJPMorgan Chase Bank, N.A.
InventorsTuan Dao, Howard Spector
Life of this patent
Estimating the term…
Abstract
Systems and methods real-time application configuration for NFC transactions using a secure-element based wallet are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for application configuration for NFC transactions may include: (1) a computer application executed by the information processing device receiving a selection of a provisioned financial instrument and a payment feature; (2) the computer application identifying a directory entry for the provisioned financial instrument having the selected payment feature; and (3) the computer application modifying an application priority indicator in the identified directory entry.
Claims18
A method for application configuration for NFC transactions, comprising:
- in an information processing device comprising at least one computer processor:
- a computer application executed by the information processing device receiving a selection of a provisioned financial instrument and a payment profile associated with the selected provisioned financial instrument, wherein the provisioned financial instrument is provisioned with at least two payment profiles, each payment profile associated with a directory entry in a Proximity Payment System Environment (PPSE) FCI template, each directory entry having a priority indicator stored therein:
- and
- the computer application modifying the priority indicator for the selected payment profile within the directory entry.
A system for application configuration for NFC transactions, comprising:
- a backend for an issuer;
- an electronic wallet for an issuer executed by an electronic device;
- and
- a host wallet service executed by the electronic device;
- wherein:
- the electronic wallet receives a selection of a provisioned financial instrument and a payment profile associated with the selected provisioned financial instrument from a user, wherein the provisioned financial instrument is provisioned with at least two payment profiles, each payment profile including associated with a directory entry in a Proximity Payment System Environment (PPSE) FCI template, each directory entry having a priority setting stored therein:
- the electronic wallet communicating the selection of the provisioned financial instrument and the payment profile to the host wallet service;
- and
- the host wallet service modifying the priority indicator for the selected payment profile within the directory entry.
Dependencies are inferred from the claim text.