Erasable reusable check
AssigneeBank of America Corporation
InventorsGilbert Gatchalian, Jay Varma, Manu Kurian
Life of this patent
Estimating the term…
Abstract
Apparatus and methods for an erasable reusable check are provided. The method may include receiving in a card reader a microchip embedded in a check. The method may also include extracting from the microchip data identifying a payor name, a payor address, a bank account number of a payor bank account a routing number of the payor bank account, and pixelated data. The method may further include transforming the pixelated data into written text and creating an Image Replacement Document (“IRD”) of the check. The IRD may include the payor name, the payor address, the bank account number, the routing number, and the written text.
Claims7
An erasable, reusable check having a first face and a second face opposite the first face, the check comprising:
- an active radio frequency identification (“RFID”) tag and an RFID antenna positioned between the first and second face, the RFID tag storing a bank account number and a routing number;
- a pressure-sensitive area on the first face including:
- an array of pressure-sensitive organic light emitting diodes (“OLEDs”) configured to light up when depressed;
- a processor for translating pressure received by the pressure-sensitive area into pixelated data;
- and
- a transmitter for transmitting the pixelated data to the RFID tag via a communication means;
- the communication means being positioned between the first and second face and being configured to transmit data between the pressure-sensitive area and the RFID tag;
- a button positioned on the first face, wherein depression of the button activates the RFID antenna to transmit data stored in the RFID tag to an RFID reader, the transmitted data including the bank account number, the routing number and the pixelated data;
- and
- a battery positioned between the first and second face and accessible from the second face;
- wherein:
- the check is flexible;
- the check has a length of 6 inches and a width of 2¾ inches;
- the check does not include written data identifying a customer bank account and a routing number;
- a first portion of the first face and a first portion of the second face is covered with paper;
- and
- the OLEDs are configured to turn off upon receipt of an instruction from the RFID tag via the communication means, the RFID tag generating the instruction upon receipt of a message, by the RFID antenna, that the data transmitted to the RFID reader has been received.
Dependencies are inferred from the claim text.