Methods and systems for validating transactions

A method for validating a transaction between a first party and a second party, the method comprising:

• selecting a plurality of documents stored for the transaction from an associated documents storage, said plurality of documents including at least one document to be signed by the second party to close the transaction;
• compiling the selected documents for presentation to the second party as part of a multimedia presentation prepared by or for the first party for presentation to the second party, said multimedia presentation including at least one document to be signed by the second party to close the transaction, and an explanation of one or more terms set forth in said at least one document to be signed by the second party to close the transaction;
• isolating the second party in a kiosk, the kiosk including a display terminal, an interface, an electronic signature capture device, a camera, and a microphone;
• capturing a digital signature of the second party with the electronic signature capture device;
• validating the transaction in the kiosk by,
• a) displaying the multimedia presentation to the second party on the display terminal;
• b) optionally, allowing the second party to control any one or more of a language of the multimedia presentation, a pace of the multimedia presentation and an attribute of the multimedia presentation using the interface;
• and
• c) allowing the second party to execute a command using the interface to associate the electronic signature of the second party with the at least one document upon the second party's consent and thereby obtain at least one executed document;
• and
• d) displaying the at least one executed document to the second party using the display terminal;
• saving the at least one executed document in a digital file format in a data storage;
• recording audio and video of the second party observing the multimedia presentation during the transaction using the microphone and camera;
• and
• storing the audio and video recording of the second party observing the multimedia presentation during the transaction in the data storage.

A non-transitory computer readable medium comprising instructions that when executed by a processor perform actions comprising:

• sending transaction information relating to a transaction between a first party and a second party to a compiler module upon receipt of a command from the first party or an agent of the first party;
• selecting a plurality of documents stored for the transaction from an associated documents storage by the compiler module, said plurality of documents including at least one document to be signed by the second party to close the transaction
• compiling the selected documents by the compiler module for presentation to the second party as part of a multimedia presentation prepared by or for the first party, said multimedia presentation including an explanation of one or more terms set forth in said at least one document to be signed by the second party to close the transaction
• displaying the multimedia presentation compiled by the compiler module on a display terminal to the second party isolated in a kiosk;
• capturing a digital signature of the second party using an electronic signature capture device that is operatively associated with the display terminal;
• optionally, allowing the second party to control an attribute of the multimedia presentation;
• allowing the second party to execute a command using the interface to associate the captured signature with the at least one document to be signed;
• controlling a recording device such that the recording device records audio and video of the second party observing the multimedia presentation during the transaction;
• associating the second party's signature with the at least one document upon receipt of the command executed by the second party upon the second party's consent and thereby obtain at least one executed document;
• displaying the at least one executed document to the second party using the display terminal;
• least one executed document in a digital file format;
• and
• storing the audio and video recording of the second party observing the multimedia presentation during the transaction.