Autonomous vehicle technology effectiveness determination for insurance pricing

A computer system for evaluating a vehicle having a plurality of autonomous or semi-autonomous vehicle technologies, the system comprising:

• a test computing system including a processor and a memory storing executable instructions that, when executed by the processor, cause the test computing system to:
• implement the plurality of autonomous or semi-autonomous vehicle technologies within a virtual test environment;
• present virtual test sensor data to the virtual test environment, wherein the virtual test sensor data simulates sensor data for operating conditions associated with a plurality of test scenarios within the virtual test environment;
• in response to the virtual test sensor data, generate test responses of the plurality of autonomous or semi-autonomous vehicle technologies;
• and
• based upon the test responses, determine an effectiveness metric for the plurality of autonomous or semi-autonomous vehicle technologies, wherein the effectiveness metric indicates a combined reliability of operating the vehicle by using different combinations of the plurality of autonomous or semi-autonomous vehicle technologies.

A non-transitory computer-readable medium storing instructions for evaluating a vehicle having a plurality of autonomous or semi-autonomous vehicle technologies that, when executed by at least one processor of a computer system, cause the computer system to:

• implement the plurality of autonomous or semi-autonomous vehicle technologies within a virtual test environment;
• present virtual test sensor data to the virtual test environment, wherein the virtual test sensor data simulates sensor data for operating conditions associated with a plurality of test scenarios within the virtual test environment;
• in response to the virtual test sensor data, generate test responses of the plurality of autonomous or semi-autonomous vehicle technologies;
• and
• based upon the test responses, determine an effectiveness metric for the plurality of autonomous or semi-autonomous vehicle technologies, wherein the effectiveness metric indicates a combined reliability of operating the vehicle by using different combinations of the plurality of autonomous or semi-autonomous vehicle technologies.