Total cost of vehicle ownership

A method comprising:

• receiving, by one or more computing devices via a network from a first operational sensor attached to a first vehicle of a prospective buyer of a second vehicle, first vehicle operational data;
• storing the first vehicle operational data;
• receiving buyer identification information identifying the prospective buyer of the second vehicle;
• based on the buyer identification information, retrieving, by the one or more computing devices, buyer driver data determined based on the received first vehicle operational data;
• determining, by the one or more computing devices based on the retrieved buyer driver data, that the prospective buyer has a specific driving habit;
• receiving, from a mobile device associated with the prospective buyer via a wireless communication network, a digital image of at least a portion of the second vehicle captured by a camera of the mobile device;
• analyzing the digital image to determine vehicle identification information identifying the second vehicle;
• retrieving, from a database based on the determined vehicle identification information, a mile-per-gallon rating for the second vehicle;
• adjusting the mile-per-gallon rating based on the determination that the prospective buyer has the specific driving habit and determining an adjusted mile-per-gallon rating;
• estimating, using the adjusted mile-per-gallon rating, a fuel cost over a first period of time and associated with the prospective buyer driving the second vehicle;
• calculating, based on the estimated fuel cost, a cost of ownership over a second period of time of the second vehicle by the prospective buyer;
• and
• transmitting, to the mobile device, the calculated cost of ownership.

One or more non-transitory computer-readable media storing computer-executable instructions that, when executed by one or more processors, cause one or more computing devices to:

• receive, via a network from a first operational sensor attached to a first vehicle of a prospective buyer of a second vehicle, first vehicle operational data;
• store the first vehicle operational data;
• receive buyer identification information identifying the prospective buyer of the second vehicle;
• based on the buyer identification information, retrieve buyer driver data determined based on the received first vehicle operational data;
• determine, based on the retrieved buyer driver data, that the prospective buyer has a specific driving habit;
• receive, from a mobile device associated with the prospective buyer via a wireless communication network, a digital image of at least a portion of the second vehicle captured by a camera of the mobile device;
• analyze the digital image to determine vehicle identification information identifying the second vehicle;
• retrieve, from a database based on the vehicle identification information, a mile-per-gallon rating for the second vehicle;
• adjust the mile-per-gallon rating based on the determination that the prospective buyer has the specific driving habit and determine an adjusted mile-per-gallon rating;
• estimate, using the adjusted mile-per-gallon rating, a fuel cost over a first period of time and associated with the prospective buyer driving the second vehicle;
• calculate, based on the estimated fuel cost, a cost of ownership over a second period of time of the second vehicle by the prospective buyer;
• and
• transmit, to the mobile device, the calculated cost of ownership.