System and method for authenticating a transaction
AssigneeMastercard International Incorporated
InventorManoneet Kohli
Life of this patent
Estimating the term…
Abstract
Provided are a system and method for authenticating a transaction. The authentication method may be performed by a user computing device, and may include providing, to a merchant device, account information for payment of a transaction, receiving, from the merchant device, a request to authenticate the transaction using payment software of the user device, and executing the payment software in a virtual environment. The executed payment software may authenticate, with an external server, that the account is paired with the payment software of the user device, and transmit a result of the authenticating to a payment network.
Claims21
An apparatus comprising:
- a network interface configured to receive a request to authenticate account information stored on a user device;
- and
- a processor configured to execute software of a web browser of the user device for authenticating the account information, wherein the processor is configured to verify, with a provider of the web browser, that the account information is associated with the executing software of the user device, and control the network interface to transmit a result of the authentication to a computing system.
A method comprising:
- receiving a request to authenticate account information stored on a user device;
- and
- executing software of a web browser of the user device for authenticating the account information, wherein the executing software verifies, with a provider of the web browser, that the account information is associated with the executing software of the user device, and transmits a result of the authenticating to a computing system.
A non-transitory computer-readable medium storing instructions which when executed by a processor cause a computer to perform a method comprising:
- receiving a request to authenticate account information stored on a user device;
- and
- executing software of a web browser of the user device for authenticating the account information, wherein the executing software verifies, with a provider of the web browser, that the account information is associated with the executing software of the user device, and transmits a result of the authenticating to a computing system.
Dependencies are inferred from the claim text.