Secondary account management platform

A server device comprising:

• a processor;
• and
• a memory including instructions that, when executed with the processor, cause the server device to, at least:
• receive a request to generate a secondary account in relation to a primary account associated with a first entity;
• generate the secondary account in association with a number of protocols, the number of protocols indicating transactions that can be authorized at a particular status associated with the secondary account;
• receive an itinerary associated with the secondary account, the itinerary indicating a plurality of statuses associated with the secondary account during specified periods of time;
• maintain the primary account to be valid and the secondary account to be invalid outside the specified periods of time as indicated in the itinerary;
• transmit an identifier for the secondary account to a client device of a second entity associated with the secondary account;
• upon receiving a request to complete a transaction that includes the identifier for the secondary account, generate a set of protocols from the number of protocols based on one or more of the plurality of statuses associated with the secondary account at a time that the request to complete the transaction is received;
• determine that a first portion of the transaction is in compliance with the set of protocols and that a second portion of the transaction is not in compliance with the set of protocols based upon at least whether the transaction is of a transaction type that can be completed at a time of the transaction;
• receive a request to adjust at least one of the number of protocols from the second entity;
• dynamically adjust at least one of the number of protocols associated with the secondary account upon approval from the first entity;
• and
• complete the transaction by:
• processing the first portion of the transaction using the primary account associated with the first entity,
• processing a first amount of the second portion of the transaction that is in compliance with adjusted number of protocols using the primary account associated with the first entity, and
• processing a second amount of the second portion of the transaction that is not in compliance with adjusted number of protocols using a third account associated with the second entity.