Systems and methods for code display and use
AssigneeVisa International Service Association
InventorsChristian Flurscheim, Glenn Powell, Christian Aabye, Jalpesh Chitalia, Erick Wong
Life of this patent
Estimating the term…
Loading patent…
AssigneeVisa International Service Association
InventorsChristian Flurscheim, Glenn Powell, Christian Aabye, Jalpesh Chitalia, Erick Wong
Estimating the term…
Embodiments of the present invention relate to systems and methods that allow users to use their communication devices to perform transactions (e.g., payment transactions, access transactions, etc.). To complete a transaction, a resource provider electronically generates a code representing transaction data and displays it on an access device. The user scans the code with his or her communication device using a camera associated with the communication device, for example. The code is interpreted by an application on the communication device. The user may request and receive a token at the communication device corresponding to sensitive information selected to perform the transaction (e.g., a primary account number). The user may then provide the token and the transaction data via the communication device to a server computer, which may facilitate completion of the transaction between the user and the resource provider using the transaction data and the token.
A method of performing a transaction between a user and a resource provider, the method comprising the following steps, in order:
A communication device comprising:
A method comprising:
Dependencies are inferred from the claim text.