Fire resistant panel including vertically oriented fire retardant treated fibers and an adaptive covering material

A flame resistant panel, consisting of:

• an adaptive cover layer comprising a multifunctional layer disposed on a fabric, wherein the multifunctional layer comprises a first functional component and a second functional component, the second functional component having a chemical-functional and constitutional specification for responsive behavior or a responsive property reversibly switchable by external stimulus, wherein the first and second functional components are different, wherein the first and second functional components are adjacent to one another on the fabric in a planar arrangement, wherein the first functional component is selected to be hydrophobic having a fixed length and the second functional component is selected to be hydrophilic at a first temperature and at a first length, and evaporative at a second temperature by a contraction in the first length, and
• a fire retardant layer comprising a plurality of substantially vertically oriented flame retardant treated lyocell fibers having been treated with a fire retardant chemical consisting of ammonium polyphosphate permeating substantially throughout a cross-sectional area of the lyocell fibers such that the plurality of substantially vertically oriented flame retardant treated lyocell fibers consist of lyocell fibers and the ammonium polyphosphate, and a plurality of vertically oriented non-flame retardant treated fibers extending from a top surface to a bottom surface of the fire retardant layer, wherein the fire retardant layer underlies the adaptive cover layer, wherein a loading of the fire retardant chemical in the fire retardant layer comprising the plurality of substantially vertically oriented flame retardant lyocell fibers treated is in an amount effective to meet a flammability standard defined in 16 CFR Part 1633 (2007), and wherein the adaptive cover layer in combination with the fire retardant layer are configured to encapsulate a mattress core.