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US 11,057,380 B2Granted
Secure online ID validation and review system
AssigneeNamecheap, Inc.
InventorsPhillip McKegney, Hicham Al Mallah
Life of this patent
Estimating the term…
Abstract
A method of detecting fraudulent activity during authenticating users and user identifications includes initiating a user's device to capture a sequence of images of the user to be authenticated commencing when the camera is operational and prior to receiving from the user a selection of the control that triggers capture of images and continuing until detecting that the user has selected the control to trigger capture of images, thereby enabling capture of activity performed by the user prior to and contemporaneous with selecting the control, including any attempted fraudulent activity of the user to be authenticated. Video, still images and audio of the user seeking authentication can be captured.
Claims20
A method for detecting fraudulent activity during authenticating users and user identifications, including:
- receiving at a security server implementing a security service system, a request from a user device of a user seeking to authenticate with the security server;
- initiating the user device to prompt the user seeking to authenticate with the security server to present one or more identification documents to a camera of the user device and to present their face and to select a control to trigger capture of images of the one or more identification documents and face of the user by the user device;
- initiating the user device to capture a sequence of images of the user to be authenticated commencing when the camera is operational and prior to receiving from the user a selection of the control that triggers capture of images continuing until detecting that the user has selected the control to trigger capture of images, thereby enabling capture of activity performed by the user prior to and contemporaneous with selecting the control, including any attempted fraudulent activity of the user to be authenticated;
- triggering display by the user device of a live video image of the user, the live video image displayed comprising a close up presentation of the user's head and having a narrower field of view than the camera of the user device, wherein the camera of the user device captures imagery of at least one of background and periphery including any objects and actions therein, and wherein the user is not aware that the camera of the user device is capturing the imagery of the at least one of background and periphery;
- providing, via a portal accessible by an authorized representative of a client of the security service system, the sequence of images captured by the security service system for review and approval or rejection;
- and
- marking the authentication request as approved or rejected, respectively, based on the approval or the rejection by the authorized representative.
4 more elements
A non-transitory computer readable memory storing program instructions for detecting fraudulent activity during authenticating users and user identifications, which instructions when executed by one or more processors perform a method including:
- receiving at a security server implementing a security service system, a request from a user device of a user seeking to authenticate with the security server;
- initiating the user device to prompt the user seeking to authenticate with the security server to present one or more identification documents to a camera of the user device and to present their face and to select a control to trigger capture of images of the one or more identification documents and face of the user by the user device;
- initiating the user device to capture a sequence of images of the user to be authenticated commencing when the camera is operational and prior to receiving from the user a selection of the control that triggers capture of images continuing until detecting that the user has selected the control to trigger capture of images, thereby enabling capture of activity performed by the user prior to and contemporaneous with selecting the control, including any attempted fraudulent activity of the user to be authenticated;
- triggering display by the user device of a live video image of the user, the live video image displayed comprising a close up presentation of the user's head and having a narrower field of view than the camera of the user device, wherein the camera of the user device captures imagery of at least one of background and periphery including any objects and actions therein, and wherein the user is not aware that the camera of the user device is capturing the imagery of the at least one of background and periphery;
- providing, via a portal accessible by an authorized representative, the sequence of images captured by the security service system for review and approval or rejection;
- and
- marking the authentication request as approved or rejected, respectively, based on the approval or the rejection by the authorized representative.
4 more elements
A system for detecting fraudulent activity during authenticating users and user identifications, including:
- a network interface that receives requests to authenticate from user devices equipped with cameras;
- and
- a security server including one or more processors coupled to memory storing instructions implementing a security service, which instructions when executed by the one or more processors:
- receive via the network interface requests from user devices of users seeking to authenticate;
- initiate the user device to prompt a user seeking to authenticate with the security server to present to a camera of their user device one or more identification documents and to present their face and to select a control to trigger capture of images of the one or more identification documents and face of the user by the user device;
- initiate the user device to capture a sequence of images of the user to be authenticated commencing when the camera is operational and prior to receiving from the user a selection of the control that triggers capture of images and continuing until detecting that the user has selected the control to trigger capture of images, thereby enabling capture of activity performed by the user prior to and contemporaneous with selecting the control, including any attempted fraudulent activity of the user to be authenticated;
- trigger display by the user device of a live video image of the user, the live video image displayed comprising a close up presentation of the user's head and having a narrower field of view than the camera of the user device, wherein the camera of the user device captures imagery of at least one of background and periphery including any objects and actions therein, and wherein the user is not aware that the camera of the user device is capturing the imagery of the at least one of background and periphery;
- provide, via a portal accessible by an authorized representative, the sequence of images captured by the security server for review and approval or rejection;
- and
- mark the authentication request as approved or rejected, respectively, based on the approval or the rejection by the authorized representative.
7 more elements
Dependencies are inferred from the claim text.