Augmented reality method for repairing damage or replacing physical objects
AssigneeUnited Services Automobiie Association (USAA)
InventorJerry John Maestas
Life of this patent
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Abstract
A method of automatically detecting damage following a loss causing incident is disclosed. The method includes capturing image information about a group of physical objects in their initial states and comparing these with image information about the group of physical objects in their modified states following a loss causing incident. The method includes detecting discrepancies between the initial and modified states and automatically assesses the degree of damage and/or loss.
Claims20
A method for determining damage to a group of non-vehicle physical objects located inside a home of a customer comprising the steps of:
- prior to a loss causing incident, creating an inventory of a plurality of non-vehicle physical objects associated with a home of a customer, wherein the inventory is automatically generated from images of the physical objects and wherein the physical objects are non-vehicle personal items inside the home of the customer;
- wherein creating the inventory includes capturing a first image using a remote device having a camera, the first image including a group of two or more of the plurality of non-vehicle physical objects, wherein the first image is taken prior to the loss causing incident, and wherein the group of non-vehicle physical objects are captured in their initial state and are spaced apart from each other, the group of non-vehicle physical objects including a wearable object and a personal electronic device;
- wherein creating the inventory further comprises automatically identifying each of the non-vehicle physical objects in the group of non-vehicle physical objects in the first image using machine vision algorithms and gathering inventory data for each of the non-vehicle physical objects identified in the first image, wherein the inventory data includes at least a purchase price for the identified non-vehicle physical object, the purchase price being automatically retrieved from a purchase history of the customer;
- after the loss causing incident, capturing a second image using a networked surveillance camera in the home of the customer, the networked surveillance camera being different from the remote device used to capture the first image, the second image including the group of two or more of the plurality of non-vehicle physical objects, wherein the second image is taken after the first image, and wherein the group of non-vehicle physical objects including the wearable object and the personal electronic device are captured in their modified state and are spaced apart from each other;
- detecting differences between the group of non-vehicle physical objects in their initial state and the group of non-vehicle physical objects in their modified state using the machine vision algorithms to compare the initial and modified states of each non-vehicle physical object in the group of non-vehicle physical objects;
- and
- based on the detected differences, determining one of the wearable object and the personal electronic device needs to be repaired and the other needs to be replaced.
A method for automatically replacing a non-vehicle physical object located inside a home of a customer after a loss causing incident comprising the steps of:
- prior to a loss causing incident, creating an inventory of a plurality of non-vehicle physical objects associated with a home of a customer, wherein the inventory is automatically generated from images of the non-vehicle physical objects and wherein the non-vehicle physical objects are non-vehicle personal items inside the home of the customer;
- wherein creating the inventory includes capturing a first image using a remote device having a camera, the first image including a first physical object of the plurality of non-vehicle physical objects and a second physical object of the plurality of non-vehicle physical objects, the first physical object being spaced apart from the second physical object, wherein the first image is taken prior to the loss causing incident, and wherein each of the first physical object and the second physical object is captured in its initial state;
- wherein creating the inventory further comprises automatically identifying each of the non-vehicle physical objects in the first image using machine vision algorithms and gathering inventory data for each of the non-vehicle physical objects identified in the first image, wherein the inventory data includes at least a purchase price for the identified non-vehicle physical object, the purchase price being automatically retrieved from a purchase history of the customer;
- after the loss causing incident, capturing a second image using a networked surveillance camera in the home of the customer, the networked surveillance camera being different from the remote device used to capture the first image, the second image including the first physical object and the second physical object, wherein the second image is taken after the first image, and wherein each of the first physical object and the second physical object is captured in its modified state;
- detecting differences between each of the first physical object and the second physical object in its initial state and in its modified state using the machine vision algorithms to compare the initial and modified states of the first physical object and the second physical object;
- determining that the first physical object needs to be replaced;
- determining a replacement cost for the first physical object;
- replacing the first physical object;
- determining that the second physical object needs to be repaired;
- determining a repair cost for the second physical object;
- and
- repairing the second physical object.
A method of visualizing damage to a non-vehicle physical object inside a home of a customer comprising the steps of:
- prior to a loss causing incident, creating an inventory of a plurality of non-vehicle physical objects associated with a home of a customer, wherein the inventory is automatically generated from images of the non-vehicle physical objects and wherein the non-vehicle physical objects are non-vehicle personal items inside the home of the customer;
- wherein creating the inventory includes capturing a first image using a remote device having a camera, the first image including a first physical object of the plurality of non-vehicle physical objects and a second physical object of the plurality of non-vehicle physical objects, the first physical object being spaced apart from the second physical object, wherein the first image is taken prior to the loss causing incident, and wherein each of the first physical object and the second physical object is captured in its initial state;
- wherein creating the inventory further comprises automatically identifying each of the non-vehicle physical objects in the first image using machine vision algorithms and gathering inventory data for each of the non-vehicle physical objects identified in the first image, wherein the inventory data includes at least a purchase price for the identified physical object, the purchase price being automatically retrieved from a purchase history of the customer;
- after the loss causing incident, capturing a second image using a networked surveillance camera in the home of the customer, the networked surveillance camera being different from the remote device used to capture the first image, the second image including the first physical object and the second physical object, wherein the second image is taken after the first image, and wherein each of the first physical object and the second physical object is captured in its modified state;
- detecting differences between each of the first physical object and the second physical object in its initial state and in its modified state;
- based on the detected differences, determining one of the first physical object and the second physical object needs to be repaired and the other needs to be replaced;
- displaying each of the first physical object and the second physical object in its modified state;
- and
- providing a transformation tool, wherein the transformation tool can be used to transform each of the displayed first physical object and second physical object from its modified state to its initial state.
Dependencies are inferred from the claim text.