Methods, systems and computer readable media for selecting and delivering electronic value certificates using a mobile device

A system for electronically providing an electronic value certificate to a mobile device, the system comprising:

• a merchant server for receiving electronic certificate selection information related to a selection of an electronic value certificate and a mobile device phone number from a certificate selection device and generating electronic value certificate data using the electronic certificate selection information and the mobile device phone number, wherein the electronic value certificate data comprises an electronic certificate number, an electronic coupon amount, an electronic value certificate authorization code, an electronic value certificate image, electronic value certificate personalization data, or electronic value certificate validity information;
• and
• an over air (OTA) provisioning server for receiving the mobile device phone number and the electronic value certificate selection from the merchant server, determining that the mobile device phone number is associated with a near field communications (NFC) enabled mobile device, establishing a communications link with the NFC enabled mobile device associated with the mobile device phone number and provisioning the electronic value certificate data to the NFC enabled mobile device over the communications link via over air (OTA) communications, wherein provisioning the electronic value certificate data on the NFC enabled mobile device triggers a wallet client application that initiates a downloading process to receive the electronic value certificate from the OTA provisioning server, wherein the OTA provisioning server is further configured to transfer the electronic value certificate from the NFC enabled mobile device to a recipient mobile device via the OTA provisioning server by instructing the NFC enabled mobile device to delete the electronic value certificate via a control short message sent to the NFC enabled mobile device by the OTA provisioning server and to issue the electronic value certificate to the recipient mobile device, wherein recording the transfer of ownership includes disassociating the electronic value certificate from the wallet application of the NFC enabled mobile device, and
• wherein a transfer of ownership of the electronic value certificate from a user of the NFC enabled mobile device to a user of the recipient mobile device is recorded by the merchant server.

A non-transitory computer readable medium having stored thereon computer executable instructions that when executed by a processor of a computer performs steps comprising:

• receiving electronic certificate selection information and a mobile device phone number;
• generating electronic value certificate data using the electronic certificate selection information and the mobile device phone number, wherein the electronic value certificate data comprises an electronic certificate number, an electronic coupon amount, an electronic value certificate authorization code, an electronic value certificate image, electronic value certificate personalization data, or electronic value certificate validity information;
• receiving the mobile device phone number and the electronic value certificate data generated at the merchant server;
• determining that the mobile device phone number is associated with a near field communications (NFC) enabled mobile device;
• establishing a communications link with the NFC enabled mobile device corresponding to the mobile device phone number;
• provisioning the electronic value certificate data on the NFC enabled mobile device over the communications link via over air (OTA) communications, wherein provisioning the electronic value certificate data on the NFC enabled mobile device triggers a wallet client application that initiates a downloading process to receive the electronic value certificate from an OTA provisioning server;
• and
• transferring the electronic value certificate from the NFC enabled mobile device to a recipient mobile device via the OTA provisioning server, wherein transferring the electronic value certificate includes deleting the electronic value certificate from the NFC enabled mobile device in response to a control short message sent to the NFC enabled mobile device by the OTA provisioning server, issuing the electronic value certificate to the recipient mobile device, and recording by the merchant server a transfer of ownership of the electronic value certificate from a user of the NFC enabled mobile device to a user of the recipient mobile device, wherein recording the transfer of ownership includes disassociating the electronic value certificate from the wallet application of the NFC enabled mobile device.