Systems and methods for acquiring insurance related informatics

A computer program product comprising:

• one or more computer-readable storage devices coupled to one or more processors and having a plurality of program instructions stored thereon which, when executed by one or more processors, cause the one or more processors to perform operations comprising:
• detecting an occurrence of a first trigger event, the first trigger event comprising a first predetermined weather condition;
• responsive to detecting the occurrence of the first trigger event:
• providing a request to one or more image data sources located at a property to awaken from a low-power mode,
• providing a first image capture request to the one or more image data sources;
• receiving a first set of image data from the one or more image data sources;
• generating a first three-dimensional (3D) model of the property based on the first set of image data;
• identifying one or more risk conditions on the property based on a first object analysis of the first 3D model;
• providing a notification to a policyholder associated with the property recommending one or more preventive measures to address the one or more risk conditions;
• providing a second image capture request to the one or more image data sources;
• receiving a second set of image data from the one or more image data sources;
• generating a second 3D model of the property based on the second set of image data;
• verifying that the preventive measures have been implemented based on a second object analysis of the second 3D model of the property;
• and
• providing, to the policyholder, an adjustment to a policy term for the property based on the verification.

A computer system comprising:

• one or more processors, and
• one or more computer-readable storage devices coupled to the one or more processors and having instructions stored thereon which, when executed by the one or more processors, cause the one or more processors to perform operations comprising:
• detecting an occurrence of a first trigger event, the first trigger event comprising a first predetermined weather condition;
• responsive to detecting the occurrence of the first trigger event:
• providing a request to one or more image data sources located at a property to awaken from a low-power mode,
• providing a first image capture request to the one or more image data sources;
• receiving a first set of image data from the one or more image data sources;
• generating a first three-dimensional (3D) model of the property based on the first set of image data;
• identifying one or more risk conditions on the property based on a first object analysis of the first 3D model;
• providing a notification to a policyholder associated with the property recommending one or more preventive measures to address the one or more risk conditions;
• providing a second image capture request to the one or more image data sources;
• receiving a second set of image data from the one or more image data sources;
• generating a second 3D model of the property based on the second set of image data;
• verifying that the preventive measures have been implemented based on a second object analysis of the second 3D model of the property;
• and
• providing, to the policyholder, an adjustment to a policy term for the property based on the verification.