Interlinked geo-fencing

A method, comprising:

• by a computing platform comprising at least one processor, memory, and a communication interface:
• receiving, by the at least one processor, from a mobile device of a user and via the communication interface, first location data associated with a location of the mobile device at a first time;
• receiving, by the at least one processor and via the communication interface, an indication of processing of a trusted event at the first time;
• determining, by the at least one processor, a number of occurrences of the first location data and the processing of the trusted event;
• comparing, by the at least one processor, the determined number of occurrences to a threshold;
• responsive to determining that the number of occurrences is below the threshold, storing, by the at least one processor, the first location data and the processing of the trusted event;
• and
• responsive to determining that the number of occurrences is at or above the threshold,
• generating, by the at least one processor, a first geo-fenced area based on the first location data associated with the location of the mobile device at the first time and the processing of the trusted event at the first time;
• receiving, by the at least one processor, from the mobile device of the user and via the communication interface, second location data associated with a location of the mobile device at a second time subsequent to the first time, the second location data including a location within the first geo-fenced area;
• and
• automatically performing, by the at least one processor, at least one of:
• authenticating the user and authorizing processing a requested event, based on the second location data including the location within the first geo-fenced area.

One or more non-transitory computer-readable media storing instructions that, when executed by a computing platform comprising at least one processor, memory, and a communication interface, cause the computing platform to:

• receive, from a mobile device of a user, first location data associated with a location of the mobile device at a first time;
• receive an indication of processing of a trusted event at the first time;
• determine a number of occurrences of the first location data and the processing of the trusted event;
• compare the determined number of occurrences to a threshold;
• responsive to determining that the number of occurrences is below the threshold, store the first location data and the processing of the trusted event;
• and
• responsive to determining that the number of occurrences is at or above the threshold,
• generate a first geo-fenced area based on the first location data associated with the location of the mobile device at the first time and the processing of the trusted event at the first time;
• receive, from the mobile device of the user, second location data associated with a location of the mobile device at a second time subsequent to the first time, the second location data including a location within the first geo-fenced area;
• and
• automatically perform at least one of:
• authenticating the user and authorizing processing a requested event, based on the second location data including the location within the first geo-fenced area.