System to effectively validate the authentication of OTP usage

A computer program product for executing a biometrically encrypted access policy, the computer program product comprising:

• one or more computer-readable storage devices and program instructions stored on the one or more computer-readable storage devices, the stored program instructions comprising:
• program instructions to receive biometric scan data of a user;
• program instructions to normalize the biometric scan data by transforming a texture of the biometric scan data from cartesian coordinates to polar coordinates;
• program instructions to translate the polar coordinates of the normalized biometric scan data into binary code;
• program instructions to generate a unique identification matrix based, at least in part, on the binary code;
• program instructions to generate an encrypted version of a one-time password using (i) the unique identification matrix and (ii) the one-time password stored at a security provider that secures data;
• program instructions to identify receipt of a decrypted version of the one-time password from a client device of the user;
• and
• program instructions to authorize the client device to access data that is secured by an institution based on a determination of a match between the decrypted version of the one-time password and the one-time password.

A computer system for executing a biometrically encrypted access policy, the computer system comprising:

• one or more computer processors;
• one or more computer readable storage medium;
• and
• program instructions stored on the computer readable storage medium for execution by at least one of the one or more processors, the stored program instructions comprising:
• program instructions to receive biometric scan data of a user;
• program instructions to normalize the biometric scan data by transforming a texture of the biometric scan data from cartesian coordinates to polar coordinates;
• program instructions to translate the polar coordinates of the normalized biometric scan data into binary code;
• program instructions to generate a unique identification matrix based, at least in part, on the binary code;
• program instructions to generate an encrypted version of a one-time password using (i) the unique identification matrix and (ii) the one-time password stored at a security provider that secures data;
• program instructions to identify receipt of a decrypted version of the one-time password from a client device of the user;
• and
• program instructions to authorize the client device to access data that is secured by an institution based on a determination of a match between the decrypted version of the one-time password and the one-time password.