Method and system for providing artificial intelligence analytic (AIA) services using operator fingerprints and cloud data

A method for providing a report predicting events relating to a group of drivers in accordance with information obtained from a plurality of interior and exterior sensors the method comprising:

• activating the plurality of interior and exterior sensors mounted on a vehicle operated by a driver for obtaining data relating to external surroundings and interior of the vehicle;
• forwarding the data to a vehicle onboard computer (“VOC”) to generate a current fingerprint associated with the driver representing substantially current driving status in response to the data;
• uploading the current fingerprint to the cloud via a communications network;
• retrieving a historical fingerprint associated with the driver representing historical driving related information associated with the driver;
• partitioning a prediction model into a plurality of sub-models, where each sub-model is associated with a different combination of driver and traffic attributes;
• selecting a sub-model of the plurality of sub-models based on a current driver attribute and a current traffic attribute
• generating a driving analysis report predicting potential events associated with the driver at least partially based on use of the selected sub-model on the current fingerprint and the historical fingerprint.