Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVS)

A system for underwriting insurance based upon drone data comprising:

• one or more unmanned aerial vehicles communicatively coupled to one or more sensors including at least one of a soil sample extractor, a wood sample extractor, a spectrometer, a heat sensor, an ultrasonic sensor, an image sensor, or a volumetric moisture content sensor, the one or more unmanned aerial vehicles configured to capture drone data including:
• navigate to an area surrounding an asset insured or potentially insured by an insurance provider via an insurance policy;
• collect samples of data;
• analyzing the samples of data;
• and
• storing the samples of data as the drone data,
• wherein the drone data corresponds to the insured or potentially insured asset;
• one or more processors;
• a communication network;
• a non-transitory computer-readable memory coupled to the one or more processors, and the communication network, and storing thereon instructions that, when executed by the one or more processors, cause the system to:
• receive, via the communication network, the drone data captured by the one or more sensors communicatively coupled to the one or more unmanned aerial vehicles;
• and
• analyze the drone data corresponding to the insured or potentially insured asset to determine one or more risk elements associated with the insured or potentially insured asset.