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US 10,949,923 B1Granted
Home device sensing
AssigneeAllstate Insurance Company
InventorsDavid G. Veith, David J. Krug, Douglas Stafford
Life of this patent
Estimating the term…
Abstract
Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. The data may be used to determine whether operation of the home device is within an acceptable range. If not, the user associated with the home device may receive an alert identifying a potential issue. One or more potential modifications to improve the home device may be identified and transmitted to the user. In some examples, an insurance incentive to implement the recommended modifications may also be transmitted to the user.
Claims18
A system, comprising:
- a home device;
- a sensing device in communication with the home device and integrated into the home device, the sensing device being configured to monitor operation of the home device;
- a processing unit comprising a processor;
- and
- a memory unit communicatively coupled to the processing unit and storing computer-executable instructions, which when executed by the processing unit, cause the system to:
- execute an application on the system to:
- receive, via a wireless transmission, a signal transmitted from the sensing device;
- process, in real-time, the received signal to determine characteristic data of the home device in communication with the sensing device;
- compare the determined characteristic data to characteristic data for devices within a predefined distance of the home device to determine whether the characteristic data is within a predetermined threshold for a locality, wherein the characteristic data for devices within the predefined distance of the home device is retrieved from a table in a database storing data received from other user sensing devices;
- responsive to determining that the characteristic data is within the predetermined threshold for the locality, store the characteristic data for a future use and identify a first insurance incentive to provide to a user based on the characteristic data being within the predetermined threshold;
- responsive to determining that the characteristic data is outside of the predetermined threshold for the locality:
- identify a proposed modification to the home device;
- identify a second insurance incentive different from the first insurance incentive, to implement the identified proposed modification to the home device, the proposed modification including one of:
- servicing the home device and replacing the home device;
- generate a user interface including an alert comprising the proposed modification and the second insurance incentive;
- and
- transmit, to a user computing device, the generated user interface.
14 more elements
A system, comprising:
- a first sensing device configured to sense a first characteristic of a first home device;
- a second sensing device configured to sense a second characteristic of the first home device, the second characteristic being different from the first characteristic;
- at least one computing device in communication with the first sensing device and the second sensing device and configured to receive data from the first sensing device and the second sensing device, the at least one computing device including:
- a processing unit comprising a processor;
- and
- a memory unit communicatively coupled to the processor and storing computer-executable instructions, which when executed by the processing unit, cause the system to:
- execute an application on the system to:
- receive, from the first sensing device and the second sensing device and via a wireless transmission, one or more signals transmitted by the first sensing device and the second sensing device;
- process the received one or more signals to determine first characteristic data from the first sensing device and second characteristic data from the second sensing device;
- compare the first characteristic data and second characteristic data to historical data of devices within a predefined distance of the first home device to determine whether at least one of the first characteristic data and the second characteristic data is outside of a threshold range of the historical data for a locality wherein the historical data of devices within the predefined distance of the first home device is retrieved from a table in a database storing data received from other user sensing devices;
- and
- responsive to determining, based on the comparison, that the at least one of the first characteristic data and the second characteristic data is outside of a threshold range of the historical data for the locality:
- identify a modification for the first home device to reduce risk of failure of the first home device;
- identify a first insurance incentive to transmit to a first user to implement the identified modification, the identified modification including one of:
- servicing the first home device and replacing the first home device;
- generate a user interface including an alert comprising the modification and the first insurance incentive;
- transmit, to a computing device of the first user, the generated user interface;
- and
- responsive to determining, based on the comparison, that the at least one of the first characteristic data and the second characteristic data is within the threshold range of the historical data for the locality, identifying a second insurance incentive, different from the first insurance incentive, to provide to the first user and transmitting the second insurance incentive to the computing device of the first user.
16 more elements
A method, comprising:
- executing, by a computing device, an application, executing the application including:
- receiving, by the computing device, via a wireless transmission and from a sensing device in communication with a home device, characteristic data of the home device, the characteristic data including signals transmitted by the sensing device;
- comparing, by the computing device, the received characteristic data to characteristic data for devices within a predefined distance of the home device to determine, in real-time and by the computing device, whether the characteristic data is within a predetermined threshold for a locality, wherein the characteristic data for devices within the predefined distance of the home device is retrieved from a table in a database storing data received from other user sensing devices;
- if it is determined that the characteristic data is within the predetermined threshold for the locality, storing the characteristic data for a future use and identifying a first insurance incentive to provide to a user associated with the home device;
- and
- if it is determined that the characteristic data is outside of the predetermined threshold for the locality;
- identifying, by the computing device a proposed modification to the home device to reduce risk of failure of the home device;
- identifying a second insurance incentive, different from the first insurance incentive to implement the proposed modification to the home device, the proposed modification including one of:
- servicing the home device and replacing the home device;
- generating a user interface including an alert comprising the proposed modification and the second insurance incentive;
- and
- transmitting the user interface to a computing device of a user.
9 more elements
Dependencies are inferred from the claim text.