Technical fallback infrastructure

A payment processing system for facilitating a payment transaction, the payment processing system comprising:

• a memory;
• a processor to execute instructions stored in the memory to:
• determine a plurality of payment mechanisms with which a point-of-sale (POS) terminal is capable of communicating for performing the payment transaction;
• receive data associated with at least one payment object used in the payment transaction;
• determine, based at least in part on the data, that the at least one payment object was read by a first payment mechanism communicatively coupled to the POS terminal and that the first payment mechanism failed to perform the payment transaction;
• determine, at least in part by applying an allowance criterion to the plurality of payment mechanisms, whether to allow an alternate payment mechanism of the plurality of payment mechanisms to perform the payment transaction;
• and
• upon determining to allow the alternate payment mechanism to perform the payment transaction, cause the payment transaction to be performed using the alternate payment mechanism.

One or more non-transitory computer-readable media storing instructions that, when executed by the one or more processors, cause the one or more processors to perform operations comprising:

• determining, by an application executing on a device, a plurality of payment mechanisms with which the device is capable of communicating for performing a payment transaction;
• receiving, at the application, data associated with at least one payment object used in the payment transaction;
• determining, by the application and based at least in part on the data, that the at least one payment object was read by a first payment mechanism of the plurality of payment mechanisms and that the first payment mechanism failed to perform the payment transaction;
• determining whether use of an alternate payment mechanism of the plurality of payment mechanisms to perform the payment transaction is allowed;
• and
• upon determining that the use of the alternate payment mechanism is allowed, causing the payment transaction to be performed using the alternate payment mechanism.