Systems and methods for adaptive learning to replicate peak performance of human decision making

A method for evaluating mental fitness of a user before proceeding with a financial transaction comprising:

• displaying, on a graphical user interface, an input box requesting information associated with the financial transaction;
• receiving, via the graphical user interface over a network, the information associated with the financial transaction from the input box;
• scanning the Internet for similar financial transactions as the financial transaction;
• comparing the similar financial transactions to the financial transaction;
• sending a recommendation to the user to change the information based upon the comparing the similar financial transactions to the financial transaction;
• evaluating mental fitness of the user performing the financial transaction in response to determining that the financial transaction exceeds a predetermined financial threshold, wherein evaluating the mental fitness of the user comprises:
• receiving a plurality of health factors of the user, wherein:
• the plurality of health factors comprises a physical health of the user, a mental awareness of the user, and a current medication being taken by the user;
• and
• each of the plurality of health factors is associated with a respective predetermined weighting value based on a specific mental health condition of the user;
• inputting each of the plurality of health factors to a mental fitness test equation by applying the respective predetermined weighting value;
• and
• calculating a mental fitness score as output from the mental fitness test equation;
• storing the mental fitness score correlated with an indication of the financial transaction in the non-transitory memory;
• in response to determining that the mental fitness score does not meet a predetermined threshold score:
• checking a block chain for past financial transactions of the user similar to the financial transaction;
• and
• sending, via the graphical user interface, a denial of the financial transaction in response to determining that the block chain does not include the past financial transactions of the user similar to the financial transaction;
• and
• sending, via the graphical user interface, an approval after the evaluation in response to determining that the financial transaction does not meet the predetermined financial threshold, determining that the mental fitness score exceeds the predetermined threshold score, determining that the block chain includes the past financial transactions of the user similar to the financial transaction, or any combination thereof.

A system comprising:

• a processor;
• and
• a non-transitory memory coupled to the processor, wherein the non-transitory memory is configured to store instructions executable by the processor, and wherein the instructions are configured to cause the processor to
• display, on a graphical user interface of a display, an input box configured to receive information associated with a financial transaction;
• receive, via the graphical user interface, the information associated with the financial transaction from the input box;
• scan the Internet for similar financial transactions as the financial transaction;
• compare the similar financial transactions to the financial transaction;
• send a recommendation to a user performing the financial transaction to change the information based upon the comparing the similar financial transactions to the financial transaction;
• evaluate mental fitness of the user in response to determining that the financial transaction exceeds a predetermined threshold, wherein the instructions, when executed by the processor, are configured to cause the processor to evaluate the mental fitness of the user by:
• receiving a plurality of health factors of the user, wherein:
• the plurality of health factors comprises a physical health of the user, a mental awareness of the user, and a current medication being taken by the user;
• and
• each of the plurality of health factors is associated with a respective predetermined weighting value based on a specific mental health condition of the user;
• inputting each of the plurality of health factors to a mental fitness test equation by applying the respective predetermined weighting value;
• and
• calculating a mental fitness score as output from the mental fitness test equation;
• store the mental fitness score correlated with an indication of the financial transaction in the non-transitory memory;
• in response to determining that the mental fitness score is outside of an approved range:
• check a block chain for past financial transactions of the user similar to the financial transaction;
• and
• decline the financial transaction in response to determining that the block chain does not include the past financial transactions of the user similar to the financial transaction;
• and approve the financial transaction in response to determining that the financial transaction is within the approved range, determining that the mental fitness score exceeds the predetermined threshold, determining that the block chain includes the past financial transactions of the user similar to the financial transaction, or any combination thereof.