Systems and methods for providing concurrent data loading and rules execution in risk evaluations

A method comprising:

• receiving, by one or more hardware processors, a request to evaluate a risk source based on a computer-based rule engine, wherein the computer-based rule engine comprises a plurality of risk evaluation sub-processes, wherein each of the plurality of risk evaluation sub-processes evaluates the risk source based on one or more risk data associated with the risk source;
• initiating, by the one or more hardware processors, a first thread for retrieving a set of risk data associated with the risk source according to a first order;
• while the first thread is retrieving the set of risk data, initiating, by the one or more hardware processors, a second thread for performing a first risk evaluation sub-process from the plurality of risk evaluation sub-processes to evaluate the risk source based on the computer-based rule engine, wherein the first thread and the second thread are executed in parallel, and wherein the first risk evaluation sub-process is configured to evaluate the risk source according to one of a plurality of evaluation paths;
• analyzing, by the one or more hardware processors, the plurality of evaluation paths associated with the first risk evaluation sub-process;
• determining, by the one or more hardware processors and based on the analyzing, that first risk data from the set of risk data is required by the first risk evaluation sub-process to eliminate at least one of the plurality of evaluation paths for evaluating the risk source;
• generating, by the one or more hardware processors, a priority ranking for retrieving the set of risk data based at least in part on the determining that first risk data is required by the first risk evaluation sub-process to eliminate the at least one of the plurality of evaluation paths;
• causing, by the one or more hardware processors, the first thread to retrieve the set of risk data according to a second order different from the first order based on the priority ranking;
• subsequent to causing the first thread to retrieve the set of risk data according to the second order, receiving, by the one or more hardware processors from the second thread, the risk data request for the first risk data;
• determining, by the one or more hardware processors, that the first risk data is available;
• in response to determining that the first risk data is available, providing, by the one or more hardware processors, the first risk data to the second thread;
• causing, by the one or more hardware processors, the second thread to continue performing the first risk evaluation sub-process based on the first risk data;
• determining, by the one or more hardware processors, that the at least one of the plurality of evaluation paths is eliminated from evaluating the risk source by the first risk evaluation sub-process based on the first risk data;
• in response to determining that the at least one of the plurality of evaluation paths is eliminated, identifying a subset of the set of risk data associated with the at least one of the plurality of evaluation paths;
• and
• causing the first thread to abort retrieving the subset of the set of risk data.

A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

• receiving a request to evaluate a risk source based on a computer-based rule engine, the computer-based rule engine being configured to execute a plurality of risk evaluation sub-processes, wherein each of the plurality of risk evaluation sub-processes evaluates the risk source based on one or more risk data associated with the risk source;
• initiating a first thread for retrieving risk data associated with the risk source according to a first order;
• initiating a second thread for performing a first risk evaluation sub-process from the plurality of risk evaluation sub-processes to evaluate the risk source based on the computer-based rule engine, wherein the first risk evaluation sub-process is configured to evaluate the risk source based on a set of risk data according to a plurality of evaluation paths;
• analyzing the plurality of evaluation paths associated with the first risk evaluation sub-process;
• determining, based on the analyzing, that first risk data from the set of risk data is required by the first risk evaluation sub-process to eliminate at least one of the plurality of evaluation paths for evaluating the risk source before receiving, from the second thread, a risk data request for the first risk data;
• generating a priority ranking for retrieving the set of risk data based at least in part on the determining that first risk data is required by the first risk evaluation sub-process to eliminate the at least one of the plurality of evaluation paths;
• causing the first thread to retrieve the set of risk data according to a second order different from the first order based on the priority ranking;
• receiving, from the second thread based on executing the first risk evaluation sub-process using the first risk data obtained by the first thread, an indication that the at least one of the plurality of evaluation paths is eliminated from evaluating the risk source by the first risk evaluation sub-process;
• identifying second risk data from the set of risk data that is associated with the at least one of the plurality of evaluation paths;
• and
• in response to receiving the indication, instructing the first thread to abort retrieving the second risk data.