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US 10,949,836 B1Granted
Mobile wallet element management
AssigneeWells Fargo Bank, N.A.
InventorJoon Maeng
Life of this patent
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AssigneeWells Fargo Bank, N.A.
InventorJoon Maeng
Estimating the term…
Disclosed in some examples are improved methods, systems, and machine-readable mediums that allow for organization and management of electronic wallets. Users may have parent wallet elements which may include one or more child wallet elements. When a user selects a parent wallet element, the parent wallet element includes one or more selection and usage rules which automatically selects an appropriate child wallet element to use in an appropriate situation. For example, when the parent wallet element is presented as payment at a merchant, the rules may be utilized to select one or more child payment elements. The rules may select the child element based upon transaction type (e.g., at a merchant the rules may select a payment element, at an identification station, choose an identification element), or other context of the user—e.g., selecting a particular payment element based upon the type of merchant, the amount of the transaction, the goods purchased, the date, the time, or the like.
A method of context-based element selection of a mobile wallet element from a digital wallet, the method comprising:
A system for context-based element selection of a mobile wallet element from a digital wallet, the system comprising:
A non-transitory machine-readable medium for context-based element selection of a mobile wallet element from a digital wallet, the machine-readable medium comprising instructions, which when executed by a machine, causes the machine to perform operations comprising:
Dependencies are inferred from the claim text.