Merchant terminal for receiving payment from a vehicle

A computer-implemented method for using a point-of-sale terminal to accept vehicle payments, the method executed by one or more processors programmed to perform the method, the method comprising:

• receiving, at one or more processors in a POS terminal, an indication that a vehicle for providing electronic payments is within a predetermined range of the POS terminal;
• transmitting, by the one or more processors to the vehicle, an electronic message including an indication of goods or services that can be purchased at the POS terminal and a user control for transmitting a request to order the goods or services to the POS terminal, wherein the electronic message is displayed on a head unit of the vehicle;
• in response to receiving an indication from the vehicle that the vehicle or a user within the vehicle wants to initiate a payment process, receiving, at the one or more processors via a very short-range communication link from an electronic device proximately attached to an exterior of the vehicle, information indicative of a financial account for making payments, wherein the information indicative of the financial account is provided to the electronic device from a vehicle head unit within the vehicle via a short-range communication link;
• causing, by the one or more processors, the goods or services to be provided to the vehicle;
• transmitting, by the one or more processors, the information indicative of the financial account to an issuing bank server for processing payment for the goods or services;
• and
• in response to the payment being accepted as indicated by the issuing bank server, transmitting, by the one or more processors to the vehicle, an electronic receipt indicative of the payment to facilitate using the vehicle as a payment device.