Intelligent payment link

A computer program product comprising:

• a computer readable storage medium readable by one or more processing circuit and storing instructions for execution by one or more processor for performing a method comprising:
• registering a payment URL to a first user in response to receipt of registration data being received from a first user, wherein the payment URL is operative so that when the payment URL registered to the first user is activated by a second user, a web browsing session is commenced in which an electronic payment transaction is facilitated, the electronic payment transaction permitting electronic funds transfer from the second user to the first user;
• examining location data of the second user in response to activation of the payment URL by the second user and determining one or more variable data values in dependence on the location data of the second user;
• generating transaction proposal data using the one or more variable data values;
• sending the transaction proposal data to the second user for approval;
• and
• in response to receiving the approval from the second user completing a payment transaction defined by the transaction proposal data, wherein the examining location data of the second user includes examining current location data of the second user and wherein the determining one or more variable data values in dependence on the location data of the second user, includes determining the one or more variable data values in dependence on a current location of the second user, wherein the current location data includes GPS based data, and wherein the method includes resolving the GPS based data into a shipping address.

A system comprising:

• a memory;
• at least one processor in communication with the memory;
• and
• program instructions executable by one or more processor via the memory to perform a method comprising:
• registering a payment URL to a first user in response to receipt of registration data being received from a first user, wherein the payment URL is operative so that when the payment URL registered to the first user is activated by a second user, a web browsing session is commenced in which an electronic payment transaction is facilitated, the electronic payment transaction permitting electronic funds transfer from the second user to the first user;
• examining location data of the second user in response to activation of the payment URL by the second user and determining one or more variable data values in dependence on the location data of the second user;
• generating transaction proposal data using the one or more variable data values;
• sending the transaction proposal data to the second user for approval;
• and
• in response to receiving the approval from the second user completing a payment transaction defined by the transaction proposal data, wherein the examining location data of the second user includes examining current location data of the second user and wherein the determining one or more variable data values in dependence on the location data of the second user, includes determining the one or more variable data values in dependence on a current location of the second user, wherein the current location data includes GPS based data, and wherein the method includes resolving the GPS based data into a shipping address.