US 10,896,420 B2Granted

Product analysis platform to perform a facial recognition analysis to provide information associated with a product to a user

AssigneeCapital One Services, LLC

InventorsLiju Mathews, Satish Chikkaveerappa, Ponnazhakan Subramanian, Amit Deshpande

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Abstract

A device may determine that a user has a threshold level of interest in a type of product. The device may receive an image of a face of the user, may perform a facial recognition analysis of the image, and may determine identification information of the user based on the facial recognition analysis. The device may identify account information associated with the user based on the identification information and may identify a product in an inventory that is associated with the type of product. The device may perform a preauthorization process associated with a transaction involving the product and the user based on the account information, and may perform an action associated with the transaction based on the preauthorization process.

Claims20

Dependent claims

A method, comprising:

determining, by a device, that a user has a threshold level of interest in a type of product;
receiving, by the device, an image of a face of the user;
performing, by the device and using one or more artificial intelligence techniques, a facial recognition analysis of the image;
determining, by the device, identification information of the user based on the facial recognition analysis;
identifying, by the device, account information associated with the user based on the identification information;
identifying, by the device, a product in an inventory that is associated with the type of product;
performing, by the device, a preauthorization process associated with a transaction involving the product and the user based on the account information,
the preauthorization process being performed after determining the identification information from the user based on the facial recognition analysis and without receiving input from the user after performing the facial recognition analysis, and
wherein performing the preauthorization process includes:
providing, by the device, at least one preauthorization parameter as input to a preauthorization model,
the preauthorization model having been trained, using historical data associated with preauthorizing at least one of the user or one or more other users, to use the at least one preauthorization parameter to determine whether transactions are preauthorized, and
the at least one preauthorization parameter being associated with the account information and including at least one of:
one or more characteristics of the transaction,
one or more characteristics of the product, or
one or more user characteristics of the user;
determining, by the device and from the preauthorization process, that the user is preauthorized to engage in the transaction;
and
providing, by the device and to a user device for display, information associated with the transaction and information associated with the product,
the information associated with the transaction specifying that the user is preauthorized to purchase the product, and
the information associated with the transaction enabling the user to authorize purchase of the product.

17 more elements

A device, comprising:

one or more memories;
and
one or more processors, communicatively coupled to the one or more memories, configured to:
obtain an indication that a user may engage in a transaction involving a type of product;
determine, based on the indication, that the user has a threshold level of interest in the type of product;
obtain an image of a face of the user;
perform, using one or more artificial intelligence techniques, a facial recognition analysis of the image;
determine an identity of the user based on the facial recognition analysis;
identify a profile associated with the identity using the determined identity;
obtain, from a data structure, one or more characteristics of the user based on the profile;
identify, based on the one or more characteristics of the user, a product in an inventory, the product being associated with the type of product;
perform a preauthorization process associated with the transaction and the user based on the one or more characteristics of the user,
the preauthorization process being performed after determining the identity of the user based on the facial recognition analysis and without receiving input from the user after performing the facial recognition analysis, and
wherein the preauthorization process includes:
providing at least one preauthorization parameter as input to a preauthorization model,
the preauthorization model having been trained, using historical data associated with preauthorizing at least one of the user or one or more other users, to use the at least one preauthorization parameter to determine whether transactions are preauthorized, and
the at least one preauthorization parameter being associated with at least one of:
one or more characteristics of the transaction,
one or more characteristics of the product, or
the one or more characteristics of the user;
determine, from the preauthorization process, that the user is preauthorized to engage in the transaction;
and
provide information associated with the product to a device associated with the user, the information:
permitting the user to engage in the transaction, and
specifying that the user is preauthorized to purchase the product.

22 more elements

A non-transitory computer-readable medium storing instructions, the instructions comprising:

one or more instructions that, when executed by one or more processors, cause the one or more processors to:
receive an image of a face of a user;
perform, using one or more artificial intelligence techniques, a facial recognition analysis of the face of the user;
determine an identity of the user based on the facial recognition analysis;
obtain, from a plurality of different data structures, data associated with the user based on the identity of the user without the user providing any other information associated with the user;
determine, based on the data, that the user has a threshold level of interest in a type of product;
identify a product, from an inventory of products, that is associated with the type of product;
determine a characteristic of the product;
perform a preauthorization process associated with a transaction involving the product using the data associated with the user and the characteristic of the product,
the preauthorization process being performed after determining the identity of the user based on the facial recognition analysis and without receiving input from the user after performing the facial recognition analysis, and
wherein the preauthorization process includes:
providing at least one preauthorization parameter as input to a preauthorization model,
the preauthorization model having been trained, using historical data associated with preauthorizing at least one of the user or one or more other users, to use the at least one preauthorization parameter to determine whether transactions are preauthorized, and
the at least one preauthorization parameter being associated with one or more of:
one or more characteristics of the transaction,
one or more characteristics of the product, or
the one or more characteristics of the user;
determine, from the preauthorization process, that the user is preauthorized to engage in the transaction;
and
perform an action based on a result of the preauthorization process.

17 more elements

Dependencies are inferred from the claim text.

Facts

Application: 16/203,066Filed 28 Nov 2018
Published: US 2020/0167794 A128 May 2020
Granted: 19 Jan 2021
Term ends: Not estimatedThe source records don’t support an estimate.

Classification8 codes

G06Q 20/40145
Identity check for transactions: biometric identity checks
G06F 16/9035
Querying: filtering based on additional data, e.g. user or group profiles
G06Q 20/206
Point-of-sale [POS] network systems: comprising security or operator identification provisions, e.g. password entry
G06V 40/161
Human faces, e.g. facial parts, sketches or expressions: detection; Localisation; Normalisation