US 10,896,190 B1Granted

Display tool

AssigneeThe Prudential Insurance Company of America

InventorsChristopher Brian Potter, Brian James Perra, Caroline Frances Stephani, Lisa Marie Wark, Jeff Lee Dennie, Michelle Nicole Samuel

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Abstract

An apparatus includes a display, a memory, and a hardware processor. The processor accesses a database that includes initial assumptions, current assumptions, values of a life insurance policy over time, transactions, and payments. The processor displays on a first region of the display a baseline curve, a historical performance curve, and an in-force curve. The processor further displays on various other regions of the display a series of points representing the transactions, a current policy value, a first link to download a first file, a second link to display the current assumptions, a third link to download a second file, a fourth link to display the initial assumptions, a fifth link to open an in-force illustrator used to generate an illustration, a sixth link to create or update a new baseline, a seventh link to display the payments, and an eighth link to display the transactions.

Claims20

Dependent claims

An apparatus comprising:

a display;
a memory;
a hardware processor communicatively coupled to the memory, the hardware processor configured to:
access a database storing:
a set of initial assumptions;
a set of current assumptions;
a set of values of a life insurance policy over time, comprising an initial value and a current value;
a list of transactions;
and
a list of payments;
display on a first region of the display defined by a vertical price axis and a first horizontal time axis:
a baseline curve comprising a first series of points representing a first illustration of values for the life insurance policy over time, the first illustration based on the set of initial assumptions and the initial value;
a historical performance curve comprising a second series of points representing the set of values of the life insurance policy over time;
and
an in-force curve comprising a third series of points representing a second illustration of values for the life insurance policy over time, the second illustration based on the set of current assumptions and the current value;
display on a second region of the display located below the first region of the display and defined by a second horizontal time axis a fourth series of points representing the list of transactions;
display on a third region of the display located above the first region of the display the current value;
display on a fourth region of the display located below the second region of the display:
a first link to download a first file comprising an in-force illustration, the in-force illustration comprising the second illustration;
a second link to display the set of current assumptions;
a third link to download a second file comprising a baseline illustration, the baseline illustration comprising the first illustration;
and
a fourth link to display the set of initial assumptions;
display on a fifth region of the display located below the second region of the display and to the right of the fourth region of the display:
a fifth link to open an in-force illustrator used to generate an illustration;
and
a sixth link to create or update a new baseline;
and
display on a sixth region of the display located below the second region of the display and to the right of the fifth region of the display:
a seventh link to display the list of payments;
and
an eighth link to display the list of transactions.

29 more elements

A method comprising:

accessing a database storing:
a set of initial assumptions;
a set of current assumptions;
a set of values of a life insurance policy over time, comprising an initial value and a current value;
a list of transactions;
and
a list of payments;
displaying on a first region of a display defined by a vertical price axis and a first horizontal time axis:
a baseline curve comprising a first series of points representing a first illustration of values for the life insurance policy over time, the first illustration based on the set of initial assumptions and the initial value;
a historical performance curve comprising a second series of points representing the set of values of the life insurance policy over time;
and
an in-force curve comprising a third series of points representing a second illustration of values for the life insurance policy over time, the second illustration based on the set of current assumptions and the current value;
displaying on a second region of the display located below the first region of the display and defined by a second horizontal time axis a fourth series of points representing the list of transactions;
displaying on a third region of the display located above the first region of the display the current value;
displaying on a fourth region of the display located below the second region of the display:
a first link to download a first file comprising an in-force illustration, the in-force illustration comprising the second illustration;
a second link to display the set of current assumptions;
a third link to download a second file comprising a baseline illustration, the baseline illustration comprising the first illustration;
and
a fourth link to display the set of initial assumptions;
displaying on a fifth region of the display located below the second region of the display and to the right of the fourth region of the display:
a fifth link to open an in-force illustrator used to generate an illustration;
and
a sixth link to create or update a new baseline;
and
displaying on a sixth region of the display located below the second region of the display and to the right of the fifth region of the display:
a seventh link to display the list of payments;
and
an eighth link to display the list of transactions.

26 more elements

A system comprising:

a display;
a storage element;
a processing element communicatively coupled to the storage element, the processing element operable to:
access a database storing:
a set of initial assumptions;
a set of current assumptions;
a set of values of a life insurance policy over time, comprising an initial value and a current value;
a list of transactions;
and
a list of payments;
display on a first region of the display defined by a vertical price axis and a first horizontal time axis:
a baseline curve comprising a first series of points representing a first illustration of values for the life insurance policy over time, the first illustration based on the set of initial assumptions and the initial value;
a historical performance curve comprising a second series of points representing the set of values of the life insurance policy over time;
and
an in-force curve comprising a third series of points representing a second illustration of values for the life insurance policy over time, the second illustration based on the set of current assumptions and the current value;
display on a second region of the display located below the first region of the display and defined by a second horizontal time axis a fourth series of points representing the list of transactions;
display on a third region of the display located above the first region of the display the current value;
display on a fourth region of the display located below the second region of the display:
a first link to download a first file comprising an in-force illustration, the in-force illustration comprising the second illustration;
a second link to display the set of current assumptions;
a third link to download a second file comprising a baseline illustration, the baseline illustration comprising the first illustration;
and
a fourth link to display the set of initial assumptions;
display on a fifth region of the display located below the second region of the display and to the right of the fourth region of the display:
a fifth link to open an in-force illustrator used to generate an illustration;
and
a sixth link to create or update a new baseline;
display on a sixth region of the display located below the second region of the display and to the right of the fifth region of the display:
a seventh link to display the list of payments;
and
an eighth link to display the list of transactions;
in response to a user selecting the first link, save the first file in the storage element;
in response to the user selecting the second link, display the set of current assumptions;
in response to the user selecting the third link, save the second file in the storage element;
in response to the user selecting the fourth link, display the set of initial assumptions;
in response to the user selecting the seventh link, display the list of payments;
in response to the user selecting the eighth link, display the list of transactions;
in response to the user selecting the ninth link, display the glossary;
and
in response to the user selecting the tenth link, display the list of frequently asked questions.

37 more elements

Dependencies are inferred from the claim text.

Facts

Application: 16/507,993Filed 10 Jul 2019
Published: US 2021/0011907 A114 Jan 2021
Granted: 19 Jan 2021
Term ends: Not estimatedThe source records don’t support an estimate.

Classification6 codes

G06F 16/248
Querying: presentation of query results
G06F 16/25
Of structured data, e.g. relational data: integrating or interfacing systems involving database management systems
G06F 16/252
Integrating or interfacing systems involving database management systems: between a Database Management System and a front-end application
G06Q 40/08
Finance; Insurance; Tax strategies; Processing of corporate or income taxes: insurance