Methods and computer-readable media for enabling secure online transactions with simplified user experience

A network entity, comprising:

• an interface configured to communicate over a network portion managed by a service provider;
• and
• a processing unit configured to:
• receive an encrypted voucher comprising third party information providing an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier, the voucher specifying the particular logical identifier;
• validate the third party information of the voucher against previously established trusted third party information, the trusted third party information including payment information for the trusted third party;
• store the particular logical identifier received in the voucher in association with an indication of the third party that has agreed to act as a payer;
• when a specific future online transaction is requested by a requesting device that uses the particular logical identifier:
• use the particular logical identifier to retrieve the indication of the third party that has agreed to act as a payer stored in association with the particular logical identifier;
• and
• complete said transaction using the payment information for the third party.

A computer-readable medium comprising computer-readable program code which, when interpreted by a network entity, causes the network entity to execute a method, the computer-readable program code comprising:

• first computer-readable program code for causing the network entity to receive an encrypted voucher comprising third party information providing an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier, the voucher specifying the particular logical identifier;
• second computer-readable program code for causing the network entity to validate the third party information of the voucher against previously established trusted third party information, the trusted third party information including payment information for the trusted third party;
• third computer-readable program code for causing the network entity to fourth computer-readable program code for causing the network entity to, when a specific future online transaction is requested by a requesting device that uses the particular logical identifier:
• use the particular logical identifier to retrieve the indication of the third party that has agreed to act as a payer stored in association with the particular logical identifier;
• and
• complete said transaction using the payment information for the third party.