Systems and methods for determining access request scoring for access outcomes

A method for processing access requests, the method comprising:

• determining, by a computer system using a scoring model, raw scores for a plurality of previous access requests, each of the raw scores being within a set of potential output values of the scoring model;
• for each potential output value of the set of potential output values:
• determining, by the computer system, a percentage of the raw scores that equal the potential output value;
• determining, by the computer system, a trending top percent table including a trending top percent value for each potential output value, wherein the trending top percent value for a particular potential output value is determined using the percentages of the raw scores that are equal to or greater than the potential output value;
• determining, by the computer system, a first distribution function using a first target top percent value for a first abbreviated score, the first target top percent value being provided as an input, wherein the first distribution function maps each abbreviated score in a set of abbreviated scores to a target population percentage for the abbreviated score, the set of abbreviated scores including the first abbreviated score;
• determining, by the computer system, a target scoring profile table including a target top percent value for each abbreviated score in the set of abbreviated scores based on the first distribution function;
• for each abbreviated score in the set of abbreviated scores:
• determining, by the computer system, a corresponding potential output value for the abbreviated score based on the trending top percent value for the corresponding potential output value being within a threshold of the target top percent value for the abbreviated score;
• and
• determining, by the computer system, a score transformation table associating each abbreviated score in the set of abbreviated scores with the corresponding potential output value for the abbreviated score, the score transformation table configured to provide the first abbreviated score based on a first raw score for a first access request determined using the scoring model, the first abbreviated score being within the set of abbreviated scores, the first raw score being within the set of potential output values of the scoring model, the first abbreviated score indicating an access request outcome for the first access request.